Ercan Özen is associate professor of finance in department of banking and finance, Faculty of Applied Sciences, University of Uşak, Turkey. His current research interests include different aspects of Finance.Simon Grima is the Head of the Department of Insurance, in charge of the Bachelor of Commerce in Insurance, the Bachelor of Commerce (Honours) and Master's degrees in Insurance and Risk Management and an Associate Professor at the University of Malta.Rebecca Dalli Gonzi is a senior lecturer at the Department for Construction and Property Management, University of Malta. She is a registered and certified civil engineer by the Chamber of Architects, Malta. She has worked in the private and public sector, both in Malta and in Scotland.

• Chapter 1. Financial inclusion: a strong critique; Peterson Ozili;Chapter 2. The Performance of Pension Funds and their Impact on Economic Growth In OECD Countries; Fisnik Morina and Simon Grima;Chapter 3. Effects of Reciprocity on Knowledge Sharing Behaviour: The Mediating Role of Organizational Commitment; Muhammad Raheel Matloob and Syed Tahir Hussain Rizvi;Chapter 4. Accounting and financial reporting during a pandemic; Peterson Ozili;Chapter 5. Investigation of Intercultural Sensitivity Levels of Department Managers Working in Hotel Enterprises According to Some Demographic Features; Çağla Aslı Gülduran and Arzu Gürdoğan;Chapter 6. Relations between the Great War and Wheat Prices: An Analysis from the Ottoman Empire Perspective; Ekrem Tufan, Türker Savaş and Mithat Atabay;Chapter 7. The Effect Of Traditional Performance Evaluation Criteria On The Market Value Added: Application On Informatics Index (XBLSM); Ilker CALAYOĞLU;Chapter 8. Social Capital Facing Economic Competition: The Case of Antakya Long Bazaar; Özlem Tuna;Chapter 9. An Index Proposal For Supply Security Risk In Fossil Energy Imports: The Case Of Turkey; İbrahim Murat BİCİL and Kumru TURKOZ;Chapter 10. An Alternative to Corporate Social Responsibility Studies: Intellectual Company; Murat GüreşciChapter 11. The interaction between perceived risk, attitude, and intention to use: An empirical study on Bitcoin as a crypto currency; Serdar Ögel and İlkin Yaran Ögel;Chapter 12. Instagram Teachings And Relative Poverty; Mine Yeniçeri Alemdar;Chapter 13. Managing climate change risk: a responsibility for politicians not Central Banks; Peterson OziliChapter 14. Determinants of Nonperforming Loans: A Review of Empirical Evidence; Aamir Aijaz Syed;Chapter 15. Managing Climate Change Risk: The Policy Options for Central Banks; Peterson Ozilip;Chapter 16. Symmetric and Asymmetric influence of Macroeconomic variables on Stock prices movement: Study of Indian Stock Market; Aamir Aijaz Syed;Chapter 17. Do Investment Funds Care About the Environment? Evidence from Faith-based Funds; Tehmina Khan and Peterson Ozili;Chapter 18. Exploring The Internet Of Things Within The New Generation Smart Home Systems: A Qualitative Study; Burak Demir and Keti Ventura;Chapter 19. Financial inclusion in Nigeria: determinants, challenges and achievements; Peterson Ozili;Chapter 20. Evaluation of Factors Affecting the Financial Performance of Borsa İstanbul Cement Sector Companies; Nida ABDİOĞLU and Sinan AYTEKİN;Chapter 21. Measuring financial inclusion and financial exclusion; Peterson Ozili;Chapter 22. Competition Regulation in Kosovo: An Emphasis on Enterprises Concentration; G. Asllani , S. Grima and Sh. Citaku;Chapter 23. Internal branding and brand citizenship behavior: The role of trust, commitment, and organizational climate; Ahmad Aljarah and Pelin Bayram;Chapter 24. Integrated Reporting And Combined Assurance: A Qualitative Research On The Awareness In Turkey; Seval Kardes SELIMOGLU and Gul YESILCELEBI

Ercan Özen is associate professor of finance in department of banking and finance, Faculty of Applied Sciences, University of Uşak, Turkey. His current research interests include different aspects of Finance.Simon Grima is the Head of the Department of Insurance, in charge of the Bachelor of Commerce in Insurance, the Bachelor of Commerce (Honours) and Master's degrees in Insurance and Risk Management and an Associate Professor at the University of Malta.Rebecca Dalli Gonzi is a senior lecturer at the Department for Construction and Property Management, University of Malta. She is a registered and certified civil engineer by the Chamber of Architects, Malta. She has worked in the private and public sector, both in Malta and in Scotland.

• Chapter 1. Financial inclusion: a strong critique; Peterson Ozili;Chapter 2. The Performance of Pension Funds and their Impact on Economic Growth In OECD Countries; Fisnik Morina and Simon Grima;Chapter 3. Effects of Reciprocity on Knowledge Sharing Behaviour: The Mediating Role of Organizational Commitment; Muhammad Raheel Matloob and Syed Tahir Hussain Rizvi;Chapter 4. Accounting and financial reporting during a pandemic; Peterson Ozili;Chapter 5. Investigation of Intercultural Sensitivity Levels of Department Managers Working in Hotel Enterprises According to Some Demographic Features; Çağla Aslı Gülduran and Arzu Gürdoğan;Chapter 6. Relations between the Great War and Wheat Prices: An Analysis from the Ottoman Empire Perspective; Ekrem Tufan, Türker Savaş and Mithat Atabay;Chapter 7. The Effect Of Traditional Performance Evaluation Criteria On The Market Value Added: Application On Informatics Index (XBLSM); Ilker CALAYOĞLU;Chapter 8. Social Capital Facing Economic Competition: The Case of Antakya Long Bazaar; Özlem Tuna;Chapter 9. An Index Proposal For Supply Security Risk In Fossil Energy Imports: The Case Of Turkey; İbrahim Murat BİCİL and Kumru TURKOZ;Chapter 10. An Alternative to Corporate Social Responsibility Studies: Intellectual Company; Murat GüreşciChapter 11. The interaction between perceived risk, attitude, and intention to use: An empirical study on Bitcoin as a crypto currency; Serdar Ögel and İlkin Yaran Ögel;Chapter 12. Instagram Teachings And Relative Poverty; Mine Yeniçeri Alemdar;Chapter 13. Managing climate change risk: a responsibility for politicians not Central Banks; Peterson OziliChapter 14. Determinants of Nonperforming Loans: A Review of Empirical Evidence; Aamir Aijaz Syed;Chapter 15. Managing Climate Change Risk: The Policy Options for Central Banks; Peterson Ozilip;Chapter 16. Symmetric and Asymmetric influence of Macroeconomic variables on Stock prices movement: Study of Indian Stock Market; Aamir Aijaz Syed;Chapter 17. Do Investment Funds Care About the Environment? Evidence from Faith-based Funds; Tehmina Khan and Peterson Ozili;Chapter 18. Exploring The Internet Of Things Within The New Generation Smart Home Systems: A Qualitative Study; Burak Demir and Keti Ventura;Chapter 19. Financial inclusion in Nigeria: determinants, challenges and achievements; Peterson Ozili;Chapter 20. Evaluation of Factors Affecting the Financial Performance of Borsa İstanbul Cement Sector Companies; Nida ABDİOĞLU and Sinan AYTEKİN;Chapter 21. Measuring financial inclusion and financial exclusion; Peterson Ozili;Chapter 22. Competition Regulation in Kosovo: An Emphasis on Enterprises Concentration; G. Asllani , S. Grima and Sh. Citaku;Chapter 23. Internal branding and brand citizenship behavior: The role of trust, commitment, and organizational climate; Ahmad Aljarah and Pelin Bayram;Chapter 24. Integrated Reporting And Combined Assurance: A Qualitative Research On The Awareness In Turkey; Seval Kardes SELIMOGLU and Gul YESILCELEBI

Ercan Özen is associate professor of finance in department of banking and finance, Faculty of Applied Sciences, University of Uşak, Turkey. His current research interests include different aspects of Finance.Simon Grima is the Head of the Department of Insurance, in charge of the Bachelor of Commerce in Insurance, the Bachelor of Commerce (Honours) and Master's degrees in Insurance and Risk Management and an Associate Professor at the University of Malta.Rebecca Dalli Gonzi is a senior lecturer at the Department for Construction and Property Management, University of Malta. She is a registered and certified civil engineer by the Chamber of Architects, Malta. She has worked in the private and public sector, both in Malta and in Scotland.

• Chapter 1. Financial inclusion: a strong critique; Peterson Ozili;Chapter 2. The Performance of Pension Funds and their Impact on Economic Growth In OECD Countries; Fisnik Morina and Simon Grima;Chapter 3. Effects of Reciprocity on Knowledge Sharing Behaviour: The Mediating Role of Organizational Commitment; Muhammad Raheel Matloob and Syed Tahir Hussain Rizvi;Chapter 4. Accounting and financial reporting during a pandemic; Peterson Ozili;Chapter 5. Investigation of Intercultural Sensitivity Levels of Department Managers Working in Hotel Enterprises According to Some Demographic Features; Çağla Aslı Gülduran and Arzu Gürdoğan;Chapter 6. Relations between the Great War and Wheat Prices: An Analysis from the Ottoman Empire Perspective; Ekrem Tufan, Türker Savaş and Mithat Atabay;Chapter 7. The Effect Of Traditional Performance Evaluation Criteria On The Market Value Added: Application On Informatics Index (XBLSM); Ilker CALAYOĞLU;Chapter 8. Social Capital Facing Economic Competition: The Case of Antakya Long Bazaar; Özlem Tuna;Chapter 9. An Index Proposal For Supply Security Risk In Fossil Energy Imports: The Case Of Turkey; İbrahim Murat BİCİL and Kumru TURKOZ;Chapter 10. An Alternative to Corporate Social Responsibility Studies: Intellectual Company; Murat GüreşciChapter 11. The interaction between perceived risk, attitude, and intention to use: An empirical study on Bitcoin as a crypto currency; Serdar Ögel and İlkin Yaran Ögel;Chapter 12. Instagram Teachings And Relative Poverty; Mine Yeniçeri Alemdar;Chapter 13. Managing climate change risk: a responsibility for politicians not Central Banks; Peterson OziliChapter 14. Determinants of Nonperforming Loans: A Review of Empirical Evidence; Aamir Aijaz Syed;Chapter 15. Managing Climate Change Risk: The Policy Options for Central Banks; Peterson Ozilip;Chapter 16. Symmetric and Asymmetric influence of Macroeconomic variables on Stock prices movement: Study of Indian Stock Market; Aamir Aijaz Syed;Chapter 17. Do Investment Funds Care About the Environment? Evidence from Faith-based Funds; Tehmina Khan and Peterson Ozili;Chapter 18. Exploring The Internet Of Things Within The New Generation Smart Home Systems: A Qualitative Study; Burak Demir and Keti Ventura;Chapter 19. Financial inclusion in Nigeria: determinants, challenges and achievements; Peterson Ozili;Chapter 20. Evaluation of Factors Affecting the Financial Performance of Borsa İstanbul Cement Sector Companies; Nida ABDİOĞLU and Sinan AYTEKİN;Chapter 21. Measuring financial inclusion and financial exclusion; Peterson Ozili;Chapter 22. Competition Regulation in Kosovo: An Emphasis on Enterprises Concentration; G. Asllani , S. Grima and Sh. Citaku;Chapter 23. Internal branding and brand citizenship behavior: The role of trust, commitment, and organizational climate; Ahmad Aljarah and Pelin Bayram;Chapter 24. Integrated Reporting And Combined Assurance: A Qualitative Research On The Awareness In Turkey; Seval Kardes SELIMOGLU and Gul YESILCELEBI