Marta Borda is an Associate Professor at the Department of Insurance, Wroclaw University of Economics and Business (Poland). She has published several books and research papers in the area of life and health insurance, health care financing, pension systems and personal finance. She is also the Editor-in-Chief of the International Journal of Commerce & Business Studies.Simon Grima is the Head of the Insurance Department at the University of Malta’s Faculty of Economics, Management and Accountancy, and a Visiting Lecturer in the Master’s Program in Banking and Finance at UNICATT Milan (Italy) and the University of Latvia. Ilona Kwiecień is an Associate Professor and Head of the Department of Insurance, Wroclaw University of Economics and Business (Poland). She is the author and editor of several monographs and various research papers. She is also an attorney-at-law in insurance law and has over 12 years of experience as an insurance broker. Her research interests include life and bodily injuries valuation, claims management, liability insurance, risk management and personal finance.

• Part I - Market Picture and Development Challenges.- European Life Insurance Market – Analysis of Current Situation and Development Prospects.- Social Determinants of Life Insurance in the European Union.- The Challenges Faced by Life Insurance Companies in the Baltic States.- The Turkish Life Insurance Market – An Evaluation of the Current Situation and Future Challenges.- The Role Played by EIOPA in the Developments in the Insurance Sector European Consumer Protection Model.- A New Model of Investment Life Insurance Distribution in the Context of Consumer Protection EU Policy.- Analysis of Capital Requirements in Life Insurance Sector under Solvency II Regime – Evidence from Poland.- Part II - Innovations and Risk Analysis.- Longevity-Linked Annuities: How to Preserve Value Creation Against Longevity Risk.- Modelling the Life Expectancy of Elderly People for Life Insurance and Pension Systems.- The Challenges for Life Insurance Underwriting Caused by Changes in Demography and Digitalisation.- Innovation in Life Insurance: the Economic Landscape and the Insurance Distribution Directive.- Internet of Things (IoT): Considerations for Life Insurers.- Discussion of Reducing the Risk of Cancer in Life and Health Insurance.

Marta Borda is an Associate Professor at the Department of Insurance, Wroclaw University of Economics and Business (Poland). She has published several books and research papers in the area of life and health insurance, health care financing, pension systems and personal finance. She is also the Editor-in-Chief of the International Journal of Commerce & Business Studies.Simon Grima is the Head of the Insurance Department at the University of Malta’s Faculty of Economics, Management and Accountancy, and a Visiting Lecturer in the Master’s Program in Banking and Finance at UNICATT Milan (Italy) and the University of Latvia. Ilona Kwiecień is an Associate Professor and Head of the Department of Insurance, Wroclaw University of Economics and Business (Poland). She is the author and editor of several monographs and various research papers. She is also an attorney-at-law in insurance law and has over 12 years of experience as an insurance broker. Her research interests include life and bodily injuries valuation, claims management, liability insurance, risk management and personal finance.

• Part I - Market Picture and Development Challenges.- European Life Insurance Market – Analysis of Current Situation and Development Prospects.- Social Determinants of Life Insurance in the European Union.- The Challenges Faced by Life Insurance Companies in the Baltic States.- The Turkish Life Insurance Market – An Evaluation of the Current Situation and Future Challenges.- The Role Played by EIOPA in the Developments in the Insurance Sector European Consumer Protection Model.- A New Model of Investment Life Insurance Distribution in the Context of Consumer Protection EU Policy.- Analysis of Capital Requirements in Life Insurance Sector under Solvency II Regime – Evidence from Poland.- Part II - Innovations and Risk Analysis.- Longevity-Linked Annuities: How to Preserve Value Creation Against Longevity Risk.- Modelling the Life Expectancy of Elderly People for Life Insurance and Pension Systems.- The Challenges for Life Insurance Underwriting Caused by Changes in Demography and Digitalisation.- Innovation in Life Insurance: the Economic Landscape and the Insurance Distribution Directive.- Internet of Things (IoT): Considerations for Life Insurers.- Discussion of Reducing the Risk of Cancer in Life and Health Insurance.

Marta Borda is an Associate Professor at the Department of Insurance, Wroclaw University of Economics and Business (Poland). She has published several books and research papers in the area of life and health insurance, health care financing, pension systems and personal finance. She is also the Editor-in-Chief of the International Journal of Commerce & Business Studies.Simon Grima is the Head of the Insurance Department at the University of Malta’s Faculty of Economics, Management and Accountancy, and a Visiting Lecturer in the Master’s Program in Banking and Finance at UNICATT Milan (Italy) and the University of Latvia. Ilona Kwiecień is an Associate Professor and Head of the Department of Insurance, Wroclaw University of Economics and Business (Poland). She is the author and editor of several monographs and various research papers. She is also an attorney-at-law in insurance law and has over 12 years of experience as an insurance broker. Her research interests include life and bodily injuries valuation, claims management, liability insurance, risk management and personal finance.

• Part I - Market Picture and Development Challenges.- European Life Insurance Market – Analysis of Current Situation and Development Prospects.- Social Determinants of Life Insurance in the European Union.- The Challenges Faced by Life Insurance Companies in the Baltic States.- The Turkish Life Insurance Market – An Evaluation of the Current Situation and Future Challenges.- The Role Played by EIOPA in the Developments in the Insurance Sector European Consumer Protection Model.- A New Model of Investment Life Insurance Distribution in the Context of Consumer Protection EU Policy.- Analysis of Capital Requirements in Life Insurance Sector under Solvency II Regime – Evidence from Poland.- Part II - Innovations and Risk Analysis.- Longevity-Linked Annuities: How to Preserve Value Creation Against Longevity Risk.- Modelling the Life Expectancy of Elderly People for Life Insurance and Pension Systems.- The Challenges for Life Insurance Underwriting Caused by Changes in Demography and Digitalisation.- Innovation in Life Insurance: the Economic Landscape and the Insurance Distribution Directive.- Internet of Things (IoT): Considerations for Life Insurers.- Discussion of Reducing the Risk of Cancer in Life and Health Insurance.