Meenakshi Rajeev is the RBI Chair Professor at the Institute for Social and Economic Change, Bangalore, India. Having obtained her PhD from Indian Statistical Institute, Kolkata, Professor Meenakshi has wide ranging publications in both national and international journals. Her recent book on "Emerging Issues in Economics Development" has been published by Oxford University Press. Her earlier book on "Estimating district income in India " was published by Macmillan. She has served as visiting faculty in a number of universities in Europe and the USA. Her areas of interest include issues related to banking and credit, and development economics (game theoretic modeling), industrial economics, and labour relations. B. P. Vani is an assistant professor at the Centre for Economic Studies and Policy (CESP), Institute for Social and Economic Change, Bangalore, India. She holds a Masters in Statistics from the Bangalore University. She has published papers injournals of internatrional repute and her research focuses on poverty and income distribution.

• Chapter 1. Introduction.- Chapter 2. Review of Literature (provides a brief review of literature which highlights the importance of financial inclusion (FI) for reduction of poverty and enhancement of growth & development, and essential infrastructure required for carrying out an effective FI programmes.).- Chapter 3. Credit access of Urban Households: A Study of NSSO Data (analyses NSSO debt and investment survey (59th round) data to understand the nature and extent of accessibility to credit by different sections of people, classified according to various income and social categories. - Chapter 4. Sampling Techniques (describes the survey methods and sample regions).- Chapter 5. Basic Sample Characteristics (presents basic characteristics of sample observations).- Chapter 6. Understanding financial exclusion for urban households (provides a detailed analysis of data on the level of financial inclusion and its determinants).- Chapter 7. Concluding remarks and policy implications. Inaddition the authors want to add two more chapters on 1. Financial Exclusion: Experiences from Developing nations across the globe 2. Cash transfer and international experience can be added.

Meenakshi Rajeev is the RBI Chair Professor at the Institute for Social and Economic Change, Bangalore, India. Having obtained her PhD from Indian Statistical Institute, Kolkata, Professor Meenakshi has wide ranging publications in both national and international journals. Her recent book on "Emerging Issues in Economics Development" has been published by Oxford University Press. Her earlier book on "Estimating district income in India " was published by Macmillan. She has served as visiting faculty in a number of universities in Europe and the USA. Her areas of interest include issues related to banking and credit, and development economics (game theoretic modeling), industrial economics, and labour relations. B. P. Vani is an assistant professor at the Centre for Economic Studies and Policy (CESP), Institute for Social and Economic Change, Bangalore, India. She holds a Masters in Statistics from the Bangalore University. She has published papers injournals of internatrional repute and her research focuses on poverty and income distribution.

• Chapter 1. Introduction.- Chapter 2. Review of Literature (provides a brief review of literature which highlights the importance of financial inclusion (FI) for reduction of poverty and enhancement of growth & development, and essential infrastructure required for carrying out an effective FI programmes.).- Chapter 3. Credit access of Urban Households: A Study of NSSO Data (analyses NSSO debt and investment survey (59th round) data to understand the nature and extent of accessibility to credit by different sections of people, classified according to various income and social categories. - Chapter 4. Sampling Techniques (describes the survey methods and sample regions).- Chapter 5. Basic Sample Characteristics (presents basic characteristics of sample observations).- Chapter 6. Understanding financial exclusion for urban households (provides a detailed analysis of data on the level of financial inclusion and its determinants).- Chapter 7. Concluding remarks and policy implications. Inaddition the authors want to add two more chapters on 1. Financial Exclusion: Experiences from Developing nations across the globe 2. Cash transfer and international experience can be added.

Meenakshi Rajeev is the RBI Chair Professor at the Institute for Social and Economic Change, Bangalore, India. Having obtained her PhD from Indian Statistical Institute, Kolkata, Professor Meenakshi has wide ranging publications in both national and international journals. Her recent book on "Emerging Issues in Economics Development" has been published by Oxford University Press. Her earlier book on "Estimating district income in India " was published by Macmillan. She has served as visiting faculty in a number of universities in Europe and the USA. Her areas of interest include issues related to banking and credit, and development economics (game theoretic modeling), industrial economics, and labour relations. B. P. Vani is an assistant professor at the Centre for Economic Studies and Policy (CESP), Institute for Social and Economic Change, Bangalore, India. She holds a Masters in Statistics from the Bangalore University. She has published papers injournals of internatrional repute and her research focuses on poverty and income distribution.

• Chapter 1. Introduction.- Chapter 2. Review of Literature (provides a brief review of literature which highlights the importance of financial inclusion (FI) for reduction of poverty and enhancement of growth & development, and essential infrastructure required for carrying out an effective FI programmes.).- Chapter 3. Credit access of Urban Households: A Study of NSSO Data (analyses NSSO debt and investment survey (59th round) data to understand the nature and extent of accessibility to credit by different sections of people, classified according to various income and social categories. - Chapter 4. Sampling Techniques (describes the survey methods and sample regions).- Chapter 5. Basic Sample Characteristics (presents basic characteristics of sample observations).- Chapter 6. Understanding financial exclusion for urban households (provides a detailed analysis of data on the level of financial inclusion and its determinants).- Chapter 7. Concluding remarks and policy implications. Inaddition the authors want to add two more chapters on 1. Financial Exclusion: Experiences from Developing nations across the globe 2. Cash transfer and international experience can be added.