Ahmed Imran Hunjra – författare

Finance is undergoing a profound transformation. Digital technologies are reshaping payments, lending, insurance, and wealth management. Big data technology is now an integral part of the financial services industry and will continue to drive future innovation. Digital finance has fundamentally changed how we live and do business, and it has been a major disruptor of the finance industry. The advantages of digital finance have long been recognized. Rapidly growing digital technologies also have the potential to deliver financial services at significantly reduced costs, thereby increasing financial inclusion and generating significant efficiency improvements across the economy. To build inclusive societies and address rising inequalities, global and national leaders must bridge the digital divide across and within countries to reap the benefits of digital financial services and build appropriate regulatory frameworks for ensuring trusted transactions in a digitalized economy. This means finding the right balance between enabling financial innovation and addressing risks, including insufficient consumer protection, a lack of financial and digital literacy, unequal access to digital infrastructure, and data biases that need action at the national level.This book focuses on financial technology, with a particular emphasis on the impact of digital finance on the finance and banking industries. Chapters address topics such as FinTech, big data, Bitcoin, corporate governance, and economic policy, while also considering current global issues like climate change and the COVID-19 pandemic. Supported by the most recent research and illuminating case studies, this handbook offers an insightful overview of how the finance and banking sectors are changing under the influence of the digital age.

Ethical finance involves financial practices that consider environmental, social, and governance (ESG) factors affecting a borrower and/or its assets. This approach extends beyond traditional financial metrics, aiming to align investments and lending with principles promoting sustainability, social responsibility, and effective governance.While previously confined to specialized finance providers and investors supporting environmentally or socially focused enterprises, this paradigm has shifted into the mainstream. According to the Global Ethical Finance Forum, the management of ethically driven assets worldwide has exceeded $27 trillion, indicating a growing recognition of the importance of integrating ESG factors and values into financial considerations.Individual and professional investors increasingly acknowledge the pivotal role played by ESG variables in determining risk and reward. In the evolving landscape of investment and finance, ethical standards have become the norm, offering crucial safeguards for informed investment and finance decisions. Instances where funds and lenders are perceived to neglect appropriate ESG considerations in their decision-making processes now face heightened scrutiny and questioning.The Emerald Handbook of Ethical Finance and Corporate Social Responsibility: A Framework for Sustainable Development presents a novel perspective on ESG considerations and the implementation of Corporate Social Responsibility (CSR) for sustainable development. This approach carries global and enduring implications.

This title in the Building the Future of Tourism series offers a comprehensive overview of the significant challenges faced by the tourism industry in the area of sustainable development.Leading specialists from a range of fields cover a wide spectrum of topics under the main themes of The Economics of Tourism Supply, Tourism Economics at the National, Regional, and Global Level, Tourism Economics and Climate Issues, Economics of Tourism Destination, Socio-cultural Perspective on Sustainable Tourism, and a Futuristic Vision of Tourism Economics.The Emerald Handbook of Tourism Economics and Sustainable Development undertakes both theoretical and empirical research studies using both primary and secondary research methodologies. The issues discussed in this book will be of interest to academics in the tourism and sustainability domains, as well as professionals seeking innovative solutions.