Christine G. Barlow – författare
1 871 kr
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Condominium Insurance Coverage Guide, 3rd edition, contains everything that makes this guide the instant, must-have reference for professionals seeking to properly insure the various condominium risks that unit owners and associations face. Not only does this guide give an update of the Condominium Coverage Guide with an explanation of changes in the ISO HO 00 06 Unit-owners form, but it also covers a state-by-state chart of condominium regulations, sample policy forms, an updated D&O chapter for directors and officers of condominium associations and updated claim discussions.
This new edition delivers the clearest possible analysis of the most important documents, including state statutes and bylaws. It explains the 2022 updates, changes to the HO 00 06 Unit-owners Coverage Form, and the interplay between state statutes, the association policy, and the unit owner's policy.
What's new in the 2023 edition:
A thorough explanation of the changes to the HO 00 06 Unit-owners Coverage Form Updated case studies and examplse Explanation of Home-sharing issues Discussion of Commercial Property Causes of loss forms Issues in claims settlementTopics Covered:
The updated HO 00 06 Unit-owners Coverage Form is explained Sample condominium bylaws and sample insurance policy coverage forms to correctly address the exposures faced by condominium unit owners and associations The risks that individuals face as association directors and officers and the most effective methods for handling those risks.1 402 kr
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1 706 kr
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1 706 kr
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With the National Flood Insurance Program (NFIP) being underfunded and in debt, and with various proposed changes still pending approval, the flood insurance industry has had a strong need for flood coverage in the private market.
Because of improving analytics to better predict floods, coverage in the private market is now possible. As a result, ISO developed the Personal Flood Policy program, which enables insurers to provide optional coverage not typically covered under the NFIP and dovetails with the homeowners insurance policy.
This 1st edition of the Personal Flood Insurance Coverage Guide introduces the new ISO form and breaks down everything professionals need to know, including:
The development and history of the National Flood Insurance Program (NFIP) The new ISO Personal Flood Policy as compared to the existing NFIP policy and the differences between coverages Flood zones and how they are determined Types of flooding Base Flood Elevation and why it is important The differences between the new ISO Personal Flood Policy and the standard homeowners policy What makes properties eligible or ineligible for coverage The concept of 100-year floods, as well as the actual hazards of 50, 25, and 10 year floodsEvery client and every situation is different. Some areas are more prone to flooding, and not all floods are the same. The Personal Flood Insurance Coverage Guide will help you navigate the ins and outs of the private flood market and ISO’s new form, helping you better advise your clients based on their individual insurance needs. Both the NFIP and ISO Personal Flood Policy forms are presented in this book for your reference.
1 888 kr
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Personal Lines Endorsements Coverage Guide presents and analyzes the endorsements in detail, providing explanations as to how they should be used and the coverage they provide. This practical resource stands out as the ultimate desk reference for understanding endorsements, when they should be added, and what coverage they provide. You get instant access to:
In-depth explanations of common and not-so-common endorsements for home, dwelling and auto policiesFull explanations of all endorsements, including available limitsAt-a-glance charts showing state-specific variances to the many auto endorsementsSave Time and Worry—One Resource Guides You Fully Through Personal Lines Endorsements
Providing a thorough discussion of ISO endorsements by policy and endorsement type, Personal Lines Endorsements Coverage Guide is organized with chapters broken out by category to make referencing particular needs easy.
New in the 2nd Edition:
The homeowners program is being updated effective 3/22; the main policies have been updated as have many of the endorsements. New endorsements have also been added to the program. These revisions are discussed for the more popular endorsements. The new endorsements are explained. Endorsements discussed include the homeowners, auto and dwelling programs.
New endorsements for the following coverages: Limited Cannabis Property Coverage, Cannabis Liability Coverage, Broadened Water Back-up and Sump Discharge or Overflow Coverage, Non-owned Motorized Bicycle and Motorized Scooter Liability Exclusion, Specified Other Structure exclusion, Limited theft coverage A and B Dwelling Under Construction, Coverage B Other Structures Away from Premises Replacement Cost, Specific Structures Away from Premises Replacement Cost, Other Insured Locations, Personal Injury Aggregate Limit, Personal Injury Coverage.