David F. Bradford – författare

The Economics of Property-Casualty Insurance presents new research and findings on key aspects of the economics of the property-casualty insurance industry. The volume explores the industrial organization, regulation, financing, and taxation of this business. The first paper, on external financing and insurance cycles, contains a wealth of information on trends and patterns in the industry''s financial structure. The last essay, which compares performance of stock and mutual insurance companies, takes a fresh look at the way a company''s organizational structure affects its responses to different economic situations. Two papers focus on rate regulation in the auto insurance industry, and provide broad overviews of the structure and economics of the insurance industry as a whole. Also addressed are the system of regulating insurance companies in the United States, who insures the insurers, and the effects of tax law changes in the 1980s on the prices of insurance policies.

This book provides numerous essays that explore ways to refine the use of tax-burden tables in making tax policy.

The authors examine the intergenerational transfers that can be expected from a shift to community rating under a mandatory health insurance purchase requirement.

The author discusses key concepts in consumption and income taxes and identifies the problems of a transition to a consumption-based system.