George Callaghan – författare

Fulfilling the need for a UK-centred introductory personal finance text, this dedicated author team provide academic, professional and general readers with what they really need to know about personal finance.Personal Finance is an innovative text that builds confidence and competence in making personal financial decisions. Using a socio-economic approach to personal finance, it illuminates the many factors and relationships that help improve financial capability, including:- Decisions on spending, borrowing, saving and investing are set within a broader context- Concepts such as income and expenditure, risk and return, and assets and liabilities are related to issues of home ownership, caring responsibilities and lifestyle changes- The impact of important economic events, such as the financial crises of recent years, on individuals and households is shown- Case studies are used to demonstrate practical relevance, while diagrams and activities help distil complex issues into digestible form'Keeping a text in this area up to date was always going to be a critical and monumental challenge. The editors have done a timely and impressive job.' – Professor Peter Howells, Centre for Global Finance, UWE Bristol'Personal Finance addresses a particular gap, and the overview is impressive.' – Steve McKay, Bristol University (Personal Finance Research Centre)'What distinguishes this book is that it focuses not only on 'what you need to know' about personal finance, but also on 'what you might be interested in knowing' about the socio-economic context in which financial decisions are made – it makes the text more useful for an academic course and certainly makes for interesting reading.' – Jane King, Oxford Brookes University'Personal Finance presents the subject of financial planning in an intellectually stimulating way which links theory to practice and is comprehensible to both the student and the layperson.' – James Mallon, Napier University

Fulfilling the need for a UK-centred introductory personal finance text, this dedicated author team provide academic, professional and general readers with what they really need to know about personal finance.Personal Finance is an innovative text that builds confidence and competence in making personal financial decisions. Using a socio-economic approach to personal finance, it illuminates the many factors and relationships that help improve financial capability, including:* Decisions on spending, borrowing, saving and investing are set within a broader context.* Concepts such as income and expenditure, risk and return, and assets and liabilities are related to issues of home ownership, caring responsibilities and lifestyle changes.* The impact of important economic events, such as the financial crises of recent years, on individuals and households is shown.* Case studies are used to demonstrate practical relevance, while diagrams and activities help distil complex issues into digestible form.''Keeping a text in this area up to date was always going to be a critical and monumental challenge. The editors have done a timely and impressive job.'' – Professor Peter Howells, Centre for Global Finance, UWE Bristol''Personal Finance addresses a particular gap, and the overview is impressive.'' – Steve McKay, Bristol University (Personal Finance Research Centre)''What distinguishes this book is that it focuses not only on ''what you need to know'' about personal finance, but also on ''what you might be interested in knowing'' about the socio-economic context in which financial decisions are made – it makes the text more useful for an academic course and certainly makes for interesting reading.'' – Jane King, Oxford Brookes University''Personal Finance presents the subject of financial planning in an intellectually stimulating way which links theory to practice and is comprehensible to both the student and the layperson.'' – James Mallon, Napier UniversitySecond edition of this successful introductory personal finance text, published in association with the Open University. Its innovative approach of distilling important, but complex, concepts into a useable form and relating them to actual experience make it a ''must have'' book for anybody that wants their money to work as hard as they do!

George Callaghan was given free reign to explore his creative abilities after returning to his native Northern Ireland at fourteen years old.Even at that young age, he had a knack for painting, sculpture and making jewellery, and music—so it should be no surprise that he went on to become a leading harp maker.In this autobiography, he looks back at how he cultivated his creative abilities amid the harsh industrial landscape of Belfast, during the days of apartheid in South Africa, and elsewhere. He also looks back at:Belfast’s rich history of shipbuilding;life growing under apartheid;joys and disappointments of childhood;becoming a champion boxer;conquering the world of advertising.

The volume examines core themes in distance education including online education at scale, embodiment in online environments, connectivity in online education and the personalisation of learning experiences within online education.

The volume examines core themes in distance education including online education at scale, embodiment in online environments, connectivity in online education and the personalisation of learning experiences within online education.