John Soldatos – författare

The ebook edition of this title is Open Access and freely available to read online.In this first part of the INFINITECH book series, which is a series of three books, the principles of the modern economy that make the modern financial sector and FinTech the most disruptive areas in today’s global economy are discussed. INFINITECH envision many opportunities emerging for activating new channels of innovation on the local and global scale while at the same time catapulting opportunities for more disruptive user-centric services. At the same time, INFINITECH is the result of a shared vision from a representative global group of experts, providing a common vision and identifying impacts in the financial and insurance sectors.

The ebook edition of this title is Open Access and freely available to read online.In this second part of the INFINITECH book series, which is a series of three books, the basic concepts for Fintech referring to the diversity in the use of technology to underpin the delivery of financial services are reviewed. The demand and the supply side in the financial sector are demonstrated, and further discussed is why Fintech is the focus of industry nowadays and the meaning for waves of digitization. Financial technology (FinTech) and insurance technology (InsuranceTech) are rapidly transforming the financial and insurance services industry. An overview of Reference Architecture (RA) for BigData, IoT and AI applications in the financial and insurance sectors (INFINITECH-RA) is also provided. Moreover, the book reviews the concept of innovation and its application in INFINITECH, and innovative technologies provided by the project for financial sector practical examples.

The ebook edition of this title is Open Access and freely available to read online.This third and final part of the INFINITECH book series begins by providing a definition for Fintech, namely: the use of technology to underpin the delivery of financial services. The book further discusses why Fintech is the focus of industry nowadays as the waves of digitization and the way financial technology (FinTech) and insurance technology (InsuranceTech) are rapidly transforming the financial and insurance services industry.The book also introduces technology assets that follow the Reference Architecture (RA) for BigData, IoT and AI applications. Moreover, the series of assets includes the domain area where applications from the INFINITECH innovation project and the concept of innovation for the financial sector are described. Further described is the INFINITECH Marketplace and its components including details of available assets, as well as a description of solutions developed in INFINITECH.

The ebook edition of this title is Open Access and freely available to read online.In recent years, the rising complexity of Internet of Things (IoT) systems has increased their potential vulnerabilities and introduced new cybersecurity challenges. In this context, state of the art methods and technologies for security risk assessment have prominent limitations when it comes to large scale, cyber-physical and interconnected IoT systems. Risk assessments for modern IoT systems must be frequent, dynamic and driven by knowledge about both cyber and physical assets. Furthermore, they should be more proactive, more automated, and able to leverage information shared across IoT value chains.This book introduces a set of novel risk assessment techniques and their role in the IoT Security risk management process. Specifically, it presents architectures and platforms for end-to-end security, including their implementation based on the edge/fog computing paradigm. It also highlights machine learning techniques that boost the automation and proactiveness of IoT security risk assessments. Furthermore, blockchain solutions for open and transparent sharing of IoT security information across the supply chain are introduced. Frameworks for privacy awareness, along with technical measures that enable privacy risk assessment and boost GDPR compliance are also presented. Likewise, the book illustrates novel solutions for security certification of IoT systems, along with techniques for IoT security interoperability.In the coming years, IoT security will be a challenging, yet very exciting journey for IoT stakeholders, including security experts, consultants, security research organizations and IoT solution providers. The book provides knowledge and insights about where we stand on this journey. It also attempts to develop a vision for the future and to help readers start their IoT Security efforts on the right foot.

The ebook edition of this title is Open Access and freely available to read online.Modern critical infrastructures comprise of many interconnected cyber and physical assets, and as such are large scale cyber-physical systems. Hence, the conventional approach of securing these infrastructures by addressing cyber security and physical security separately is no longer effective. Rather more integrated approaches that address the security of cyber and physical assets at the same time are required. This book presents integrated (i.e. cyber and physical) security approaches and technologies for the critical infrastructures that underpin our societies. Specifically, it introduces advanced techniques for threat detection, risk assessment and security information sharing, based on leading edge technologies like machine learning, security knowledge modelling, IoT security and distributed ledger infrastructures. Likewise, it presets how established security technologies like Security Information and Event Management (SIEM), pen-testing, vulnerability assessment and security data analytics can be used in the context of integrated Critical Infrastructure Protection.The novel methods and techniques of the book are exemplified in case studies involving critical infrastructures in four industrial sectors, namely finance, healthcare, energy and communications. The peculiarities of critical infrastructure protection in each one of these sectors is discussed and addressed based on sector-specific solutions.The advent of the fourth industrial revolution (Industry 4.0) is expected to increase the cyber-physical nature of critical infrastructures as well as their interconnection in the scope of sectorial and cross-sector value chains. Therefore, the demand for solutions that foster the interplay between cyber and physical security, and enable Cyber-Physical Threat Intelligence is likely to explode. In this book, we have shed light on the structure of such integrated security systems, as well as on the technologies that will underpin their operation. We hope that Security and Critical Infrastructure Protection stakeholders will find the book useful when planning their future security strategies.

The ebook edition of this title is Open Access and freely available to read online.Modern critical infrastructures can be considered as large scale Cyber Physical Systems (CPS). Therefore, when designing, implementing, and operating systems for Critical Infrastructure Protection (CIP), the boundaries between physical security and cybersecurity are blurred. Emerging systems for Critical Infrastructures Security and Protection must therefore consider integrated approaches that emphasize the interplay between cybersecurity and physical security techniques. Hence, there is a need for a new type of integrated security intelligence i.e., Cyber-Physical Threat Intelligence (CPTI).This book presents novel solutions for integrated Cyber-Physical Threat Intelligence for infrastructures in various sectors, such as Industrial Sites and Plants, Air Transport, Gas, Healthcare, and Finance. The solutions rely on novel methods and technologies, such as integrated modelling for cyber-physical systems, novel reliance indicators, and data driven approaches including BigData analytics and Artificial Intelligence (AI). Some of the presented approaches are sector agnostic i.e., applicable to different sectors with a fair customization effort. Nevertheless, the book presents also peculiar challenges of specific sectors and how they can be addressed.The presented solutions consider the European policy context for Security, Cyber security, and Critical Infrastructure protection, as laid out by the European Commission (EC) to support its Member States to protect and ensure the resilience of their critical infrastructures. Most of the co-authors and contributors are from European Research and Technology Organizations, as well as from European Critical Infrastructure Operators. Hence, the presented solutions respect the European approach to CIP, as reflected in the pillars of the European policy framework. The latter includes for example the Directive on security of network and information systems (NIS Directive), the Directive on protecting European Critical Infrastructures, the General Data Protection Regulation (GDPR), and the Cybersecurity Act Regulation. The sector specific solutions that are described in the book have been developed and validated in the scope of several European Commission (EC) co-funded projects on Critical Infrastructure Protection (CIP), which focus on the listed sectors.Overall, the book illustrates a rich set of systems, technologies, and applications that critical infrastructure operators could consult to shape their future strategies. It also provides a catalogue of CPTI case studies in different sectors, which could be useful for security consultants and practitioners as well.

The ebook edition of this title is Open Access and freely available to read online.The successful deployment of AI solutions in manufacturing environments hinges on their security, safety and reliability which becomes more challenging in settings where multiple AI systems (e.g., industrial robots, robotic cells, Deep Neural Networks (DNNs)) interact as atomic systems and with humans. To guarantee the safe and reliable operation of AI systems in the shopfloor, there is a need to address many challenges in the scope of complex, heterogeneous, dynamic and unpredictable environments. Specifically, data reliability, human machine interaction, security, transparency and explainability challenges need to be addressed at the same time. Recent advances in AI research (e.g., in deep neural networks security and explainable AI (XAI) systems), coupled with novel research outcomes in the formal specification and verification of AI systems provide a sound basis for safe and reliable AI deployments in production lines. Moreover, the legal and regulatory dimension of safe and reliable AI solutions in production lines must be considered as well.To address some of the above listed challenges, fifteen European Organizations collaborate in the scope of the STAR project, a research initiative funded by the European Commission in the scope of its H2020 program (Grant Agreement Number: 956573). STAR researches, develops, and validates novel technologies that enable AI systems to acquire knowledge in order to take timely and safe decisions in dynamic and unpredictable environments. Moreover, the project researches and delivers approaches that enable AI systems to confront sophisticated adversaries and to remain robust against security attacks.This book is co-authored by the STAR consortium members and provides a review of technologies, techniques and systems for trusted, ethical, and secure AI in manufacturing. The different chapters of the book cover systems and technologies for industrial data reliability, responsible and transparent artificial intelligence systems, human centered manufacturing systems such as human-centred digital twins, cyber-defence in AI systems, simulated reality systems, human robot collaboration systems, as well as automated mobile robots for manufacturing environments. A variety of cutting-edge AI technologies are employed by these systems including deep neural networks, reinforcement learning systems, and explainable artificial intelligence systems. Furthermore, relevant standards and applicable regulations are discussed. Beyond reviewing state of the art standards and technologies, the book illustrates how the STAR research goes beyond the state of the art, towards enabling and showcasing human-centred technologies in production lines. Emphasis is put on dynamic human in the loop scenarios, where ethical, transparent, and trusted AI systems co-exist with human workers. The book is made available as an open access publication, which could make it broadly and freely available to the AI and smart manufacturing communities.

This open access book presents how cutting-edge digital technologies like Big Data, Machine Learning, Artificial Intelligence (AI), and Blockchain are set to disrupt the financial sector. The book illustrates how recent advances in these technologies facilitate banks, FinTech, and financial institutions to collect, process, analyze, and fully leverage the very large amounts of data that are nowadays produced and exchanged in the sector. To this end, the book also describes some more the most popular Big Data, AI and Blockchain applications in the sector, including novel applications in the areas of Know Your Customer (KYC), Personalized Wealth Management and Asset Management, Portfolio Risk Assessment, as well as variety of novel Usage-based Insurance applications based on Internet-of-Things data. Most of the presented applications have been developed, deployed and validated in real-life digital finance settings in the context of the European Commission funded INFINITECH project, which is a flagship innovation initiative for Big Data and AI in digital finance. This book is ideal for researchers and practitioners in Big Data, AI,  banking and digital finance.

This open access book presents how cutting-edge digital technologies like Big Data, Machine Learning, Artificial Intelligence (AI), and Blockchain are set to disrupt the financial sector. The book illustrates how recent advances in these technologies facilitate banks, FinTech, and financial institutions to collect, process, analyze, and fully leverage the very large amounts of data that are nowadays produced and exchanged in the sector. To this end, the book also describes some more the most popular Big Data, AI and Blockchain applications in the sector, including novel applications in the areas of Know Your Customer (KYC), Personalized Wealth Management and Asset Management, Portfolio Risk Assessment, as well as variety of novel Usage-based Insurance applications based on Internet-of-Things data. Most of the presented applications have been developed, deployed and validated in real-life digital finance settings in the context of the European Commission funded INFINITECH project, which is a flagship innovation initiative for Big Data and AI in digital finance. This book is ideal for researchers and practitioners in Big Data, AI,  banking and digital finance.

The various chapters of the book provide a broad coverage of AI systems for state of the art flexible production lines including both cyber-physical production systems (Industry 4.0) and emerging trustworthy and human-centered manufacturing systems (Industry 5.0).

The various chapters of the book provide a broad coverage of AI systems for state of the art flexible production lines including both cyber-physical production systems (Industry 4.0) and emerging trustworthy and human-centered manufacturing systems (Industry 5.0).

This open access book provides an exploration of how technology and innovation are transforming the field of Critical Infrastructure Resilience. The authors cover increasing threats such as cyberattacks, global pandemics like COVID-19, and the complexities of interconnected systems, critical infrastructures—spanning sectors like energy, water management, banking, and industrial operations—face unprecedented challenges. The book delves into cutting-edge solutions enabled by artificial intelligence (AI), advanced risk management techniques, digital twins, and decentralized data systems to enhance resilience. The book also emphasizes the importance of situational awareness, collaborative incident response, and workforce upskilling in addressing these challenges. Several of the chapters of the book illustrate how the integration of technical advancements with human capital development offers a holistic approach to safeguarding the essential systems that underpin modern society. Moreover, the book includes solutions that foster compliance to the mandates of directives and regulations for resilient infrastructures such as the Critical Entities Resilience (CER) directive. Whether you are a researcher, policymaker, or industry professional, this resource equips you with the knowledge to navigate and mitigate risks in an increasingly complex, interconnected and digitalized world. The technologies and solutions that are presented in the book have been developed in the scope of several EU funded projects that focus on the development and validation of innovative approaches for Critical Infrastructure Resilience.This is an open access book.

This book presents the technologies that empower edge intelligence, along with their use in novel IoT solutions. Specifically, it presents how 5G/6G, Edge AI, and Blockchain solutions enable novel IoT-based decentralized intelligence use cases at the edge of the cloud/edge/IoT continuum. Emphasis is placed on presenting how these technologies support a wide array of functional and non-functional requirements spanning latency, performance, cybersecurity, data protection, real-time performance, energy efficiency, and more. The various chapters of the book are contributed by several EU-funded projects, which have recently developed novel IoT platforms that enable the development and deployment of edge intelligence applications based on the cloud/edge paradigm. Each one of the projects employs its own approach and uses a different mix of networking, middleware, and IoT technologies. Therefore, each of the chapters of the book contributes a unique perspective on the capabilities of enabling technologies and their integration in practical real-life applications in different sectors. The book is structured in five distinct parts. Each one of the first four parts focuses on a specific set of enabling technologies for edge intelligence and smart IoT applications in the cloud/edge/IoT continuum. Furthermore, the fifth part provides information about complementary aspects of next-generation IoT technology, including information about business models and IoT skills. Specifically:The first part focuses on 5G/6G networking technologies and their roles in implementing edge intelligence applications.The second part presents IoT applications that employ machine learning and other forms of Artificial Intelligence at the edge of the network.The third part illustrates decentralized IoT applications based on distributed ledger technologies.The fourth part is devoted to the presentation of novel IoT applications and use cases spanning the cloud/edge/IoT continuum.The fifth part discusses complementary aspects of IoT technologies, including business models and digital skills.The Open Access version of this book, available at http://www.taylorfrancis.com, has been made available under a Creative Commons [Attribution-Non-Commercial (CC-BY-NC)] 4.0 license.

The present book provides a comprehensive description of some of the most representative solutions that offered by these three projects, along with the ways these solutions can be combined in order to achieve multiplier effects and maximize the benefits of their use. The presented solutions include standards-based digital automation solutions, following different deployment paradigms, such as cloud and edge computing systems. Moreover, they also comprise a rich set of digital simulation solutions, which are explored in conjunction with the H2020 MAYA project (http://www.maya-euproject.com/).

Internet-of-Things (IoT) Analytics are an integral element of most IoT applications, as it provides the means to extract knowledge, drive actuation services and optimize decision making. IoT analytics will be a major contributor to IoT business value in the coming years, as it will enable organizations to process and fully leverage large amounts of IoT data, which are nowadays largely underutilized. The Building Blocks of IoT Analytics is devoted to the presentation the main technology building blocks that comprise advanced IoT analytics systems. It introduces IoT analytics as a special case of BigData analytics and accordingly presents leading edge technologies that can be deployed in order to successfully confront the main challenges of IoT analytics applications. Special emphasis is paid in the presentation of technologies for IoT streaming and semantic interoperability across diverse IoT streams. Furthermore, the role of cloud computing and BigData technologies in IoT analytics are presented, along with practical tools for implementing, deploying and operating non-trivial IoT applications. Along with the main building blocks of IoT analytics systems and applications, the book presents a series of practical applications, which illustrate the use of these technologies in the scope of pragmatic applications. Technical topics discussed in the book include: Cloud Computing and BigData for IoT analyticsSearching the Internet of ThingsDevelopment Tools for IoT Analytics ApplicationsIoT Analytics-as-a-ServiceSemantic Modelling and Reasoning for IoT AnalyticsIoT analytics for Smart BuildingsIoT analytics for Smart CitiesOperationalization of IoT analyticsEthical aspects of IoT analyticsThis book contains both research oriented and applied articles on IoT analytics, including several articles reflecting work undertaken in the scope of recent European Commission funded projects in the scope of the FP7 and H2020 programmes. These articles present results of these projects on IoT analytics platforms and applications. Even though several articles have been contributed by different authors, they are structured in a well thought order that facilitates the reader either to follow the evolution of the book or to focus on specific topics depending on his/her background and interest in IoT and IoT analytics technologies. The compilation of these articles in this edited volume has been largely motivated by the close collaboration of the co-authors in the scope of working groups and IoT events organized by the Internet-of-Things Research Cluster (IERC), which is currently a part of EU's Alliance for Internet of Things Innovation (AIOTI).

The present book provides a comprehensive description of some of the most representative solutions that offered by these three projects, along with the ways these solutions can be combined in order to achieve multiplier effects and maximize the benefits of their use. The presented solutions include standards-based digital automation solutions, following different deployment paradigms, such as cloud and edge computing systems. Moreover, they also comprise a rich set of digital simulation solutions, which are explored in conjunction with the H2020 MAYA project (http://www.maya-euproject.com/).