Justin Zhang – författare

The financial sector is witnessing rapid technological innovations, leading to the emergence of Fintech (financial technologies), revolutionizing national and international financial landscapes. Fintech is expanding and enhancing financial products and services, making them more accessible and affordable while transforming customer relationships, payment methods, financing, and transfers.Advances in Emerging Financial Technology and Digital Money provides a platform for collective reflection, bringing together institutions, policymakers, digital and financial service providers, professionals, and academics from various disciplines. The aim is to clarify the challenges, opportunities, and socio-economic impacts of innovations in finance and technology on citizens and businesses in Morocco, Africa, and worldwide. This comprehensive collection offers valuable insights into the current state and prospects of financial technology and digital money.This book covers all the essential topics, including:AI and Machine Learning in Fintech and BeyondFinancial Inclusion, Literacy, and BehaviorFintech Ecosystems, Collaboration, and AnalysisBlockchain, Security, and SustainabilityFintech Innovations and ApplicationsIn this new book, the authors share their experiences to provide a comprehensive and well‑researched overview of the technologies and concepts that will transform the banking industry as we know it. It aspires to be a useful reference for executive managers, CIOs, Fintech professionals, and researchers interested in exploring and implementing an efficient Fintech strategy. The book also presents selected papers from International Fintech Congress (IFC 2022).

The financial sector is witnessing rapid technological innovations, leading to the emergence of Fintech (financial technologies), revolutionizing national and international financial landscapes. Fintech is expanding and enhancing financial products and services, making them more accessible and affordable while transforming customer relationships, payment methods, financing, and transfers.Advances in Emerging Financial Technology and Digital Money provides a platform for collective reflection, bringing together institutions, policymakers, digital and financial service providers, professionals, and academics from various disciplines. The aim is to clarify the challenges, opportunities, and socio-economic impacts of innovations in finance and technology on citizens and businesses in Morocco, Africa, and worldwide. This comprehensive collection offers valuable insights into the current state and prospects of financial technology and digital money.This book covers all the essential topics, including:AI and Machine Learning in Fintech and BeyondFinancial Inclusion, Literacy, and BehaviorFintech Ecosystems, Collaboration, and AnalysisBlockchain, Security, and SustainabilityFintech Innovations and ApplicationsIn this new book, the authors share their experiences to provide a comprehensive and well‑researched overview of the technologies and concepts that will transform the banking industry as we know it. It aspires to be a useful reference for executive managers, CIOs, Fintech professionals, and researchers interested in exploring and implementing an efficient Fintech strategy. The book also presents selected papers from International Fintech Congress (IFC 2022).

In an era defined by rapid digital transformation, Agile Security in the Digital Era: Challenges and Cybersecurity Trends emerges as a pivotal resource for navigating the complex and ever-evolving cybersecurity landscape. This book offers a comprehensive exploration of how agile methodologies can be integrated into cybersecurity practices to address both current challenges and anticipate future threats. Through a blend of theoretical insights and practical applications, it equips professionals with the tools necessary to develop proactive security strategies that are robust, flexible, and effective. The key features of the book below highlight these innovative approaches.· Integration of agile practices: Detailed guidance on incorporating agile methodologies into cybersecurity frameworks to enhance adaptability and responsiveness.· Comprehensive case studies: Real-world applications and case studies that demonstrate the successful implementation of agile security strategies across various industries.· Future-proof security tactics: Insights into emerging technologies such as blockchain and IoT, offering a forward-looking perspective on how to harness these innovations securely.Intended for cybersecurity professionals, IT managers, and policymakers, Agile Security in the Digital Era serves as an essential guide to understanding and implementing advanced security measures in a digital world. The book provides actionable intelligence and strategies, enabling readers to stay ahead of the curve in a landscape where agile responsiveness is just as crucial as defensive capability. With its focus on cutting-edge research and practical solutions, this book is a valuable asset for anyone committed to securing digital assets against the increasing sophistication of cyber threats.

This book is a collection of the high-quality research articles presented at the International Conference on Business Intelligence and Data Analytics (BIDA 2025), organized by RV Institute of Management (RVIM), Bengaluru, India, during April 2025. This book covers state-of-the-art research articles from the researchers and practitioners working in the field of business intelligence, data analytics, decision support systems, data warehousing and data mining, big data analytics, predictive and prescriptive analytics, and machine learning for business applications and their real-world applications.

This book is a collection of the high-quality research articles presented at the International Conference on Business Intelligence and Data Analytics (BIDA 2025), organized by RV Institute of Management (RVIM), Bengaluru, India, during April 2025. The book covers state-of-the-art research articles from the researchers and practitioners working in the field of business intelligence, data analytics, decision support systems, data warehousing and data mining, big data analytics, predictive and prescriptive analytics, and machine learning for business applications and their real-world applications.