Kofi Ayeh – författare

Today's society spins a lie that debt is necessary in order to survive. The Debt Trap: Understanding the Global Cost of Living Crisis disproves this, and demonstrates how individuals can begin to turn the tide on ever-increasing loans and debt to live in freedom.Through wise words and powerful stories found in the Bible, a better understanding can be gained about how money should be regarded and managed. These principles of wisdom and truth can be applied by those of any faith, or by those who profess no faith. Jesus Christ spoke about money more than any other subject – not to tell people whether they should be rich or poor, but rather to explain the wrong emphasis on money, and to focus on Kingdom values. Instead of how the world sees money and possessions, wealth should be used to bless others rather than seeking to amass as much as possible for selfish purposes.This book is clearly set out, inviting readers to consider their attitudes towards money and debt – through the lens of personality types, understanding values, and making a distinction between needs and wants. The pervasive influence of advertising and the media is also discussed.The narrative then widens to look at world economies and the perilous state of debt mountains that are out of control, threatening financial stability. It considers the economies of the UK, the USA, Ghana, Nigeria, and others.The volatile and unpredictable nature of the world we live in today is also addressed. Over the past few years, there have been big shocks and changes – many involving the word 'crisis' – and the impact of these is a sign to all to get personal financial affairs in order, to better prepare for future upset.In the light of the information presented, it becomes crystal clear that there is an urgent need for individuals to get spending under control and emerge from the debt trap that enslaves them. In gaining freedom from debt, and becoming wise in handling their finances in a healthy way, the reader will then be able to live freely and contribute to society without being tied up in debt repayments – the interest-gobbling monster than looms over so many families. Personal debt not only leaves people enslaved to lenders, but also leaves them vulnerable to global financial meltdown.In making a decision to tackle debt and manage finances, readers will find a wealth of information about how to pursue this goal, including practical steps for moving out of the culture of loan and debt, and encouragement to push through any obstacles they face. They can find a new way to manage money that includes saving and investment, where money grows instead of being depleted. There is a clear invitation to come into a biblical view on the way money is used and how it can help others. This book will equip readers to grow into money maturity through knowledge and understanding, bringing them into a place of financial freedom that will insulate them against the powerful forces of debt enslavement and global unrest.