This revised and updated edition of Martin Hawes'' bestselling book on shares has been written to help both novice and experienced investors. Anyone can make money from the sharemarket and Martin shows us how by starting with first principles and then explaining the 7 secrets to becoming a successful investor. Recent upheavals in the investment landscape mean that it is now more important than ever to understand the sharemarket and to include shares as part of a balanced investment portfolio.

Best-selling author Martin Hawes offers invaluable guidance towards beating the bank at their own game. This latest edition of Save Money on Your Mortgage has been updated and revised to meet the constantly evolving needs of new home owners and anyone currently paying off a mortgage. Hawes tells you everything the bank will not, setting you on the path to financial freedom. You will be given the chance to understand the huge difference between what you borrow and what you pay back, as well as learning how to cut your banker''s profit, greatly reducing your mortgage repayments in the process.   Save Money on Your Mortgage is an absolute must for every home owner, and could literally save you thousands of dollars.

This book will spell out the main principles of investment which are for all time and all times. It doesn''t matter what country you live in, or what tax rules you follow, the fundamental principles of investment remain the same. People who are investing (nearly everyone, whether they realise it or not) ignore any of these principles at their peril. Yet, depending on economic times and individual circumstances, they are frequently ignored.

Going into retirement is not the January holidays: a few weeks away and then back to normal. This is a major life transition and it''s for keeps. Few of us think of retirement as a 20 or 30-year period of our life that will see our wants, needs and finances change. But the reality is that retirement doesn''t happen on a single day. It''s a transition that takes place over a long period of time. In the New Zealand Retirement Guide, best-selling finance writer Martin Hawes leads New Zealanders through the task of planning for a retirement that will deliver them the best years of their life. By focusing on where you will live, the kind of lifestyle you will have, how much income you will receive and how you could spend it, Hawes provides the key to enjoying a rewarding and stress-free retirement. Practical examples, case studies and helpful links to website resources make this an indispensible guide for anyone thinking about retirement, as well as for retirees wanting to prepare for the next stage of their life. By following Martin Hawes'' advice and getting your finances under control, you''ll be well on the way to realising your dreams in retirement.

Addresses the number 1 concern people have on approaching retirement: How do I safely drawdown on my savings and know my money won’t run out?; Simple step-by-step guide to planning for the “decumulation” of your retirement savings nest egg; How to personalise your plan for your own goals and circumstances

This revised and updated edition of Martin Hawes'' bestselling book on shares has been written to help both novice and experienced investors. Anyone can make money from the sharemarket and Martin shows us how by starting with first principles and then explaining the 7 secrets to becoming a successful investor. Recent upheavals in the investment landscape mean that it is now more important than ever to understand the sharemarket and to include shares as part of a balanced investment portfolio.

Best-selling author Martin Hawes offers invaluable guidance towards beating the bank at their own game. This latest edition of Save Money on Your Mortgage has been updated and revised to meet the constantly evolving needs of new home owners and anyone currently paying off a mortgage. Hawes tells you everything the bank will not, setting you on the path to financial freedom. You will be given the chance to understand the huge difference between what you borrow and what you pay back, as well as learning how to cut your banker''s profit, greatly reducing your mortgage repayments in the process.   Save Money on Your Mortgage is an absolute must for every home owner, and could literally save you thousands of dollars.

This book will spell out the main principles of investment which are for all time and all times. It doesn''t matter what country you live in, or what tax rules you follow, the fundamental principles of investment remain the same. People who are investing (nearly everyone, whether they realise it or not) ignore any of these principles at their peril. Yet, depending on economic times and individual circumstances, they are frequently ignored.

Going into retirement is not the January holidays: a few weeks away and then back to normal. This is a major life transition and it''s for keeps. Few of us think of retirement as a 20 or 30-year period of our life that will see our wants, needs and finances change. But the reality is that retirement doesn''t happen on a single day. It''s a transition that takes place over a long period of time. In the New Zealand Retirement Guide, best-selling finance writer Martin Hawes leads New Zealanders through the task of planning for a retirement that will deliver them the best years of their life. By focusing on where you will live, the kind of lifestyle you will have, how much income you will receive and how you could spend it, Hawes provides the key to enjoying a rewarding and stress-free retirement. Practical examples, case studies and helpful links to website resources make this an indispensible guide for anyone thinking about retirement, as well as for retirees wanting to prepare for the next stage of their life. By following Martin Hawes'' advice and getting your finances under control, you''ll be well on the way to realising your dreams in retirement.

Addresses the number 1 concern people have on approaching retirement: How do I safely drawdown on my savings and know my money won’t run out?; Simple step-by-step guide to planning for the “decumulation” of your retirement savings nest egg; How to personalise your plan for your own goals and circumstances