Marwa Elnahass – författare

The banking industry plays a critical role in ensuring global economic and financial stability. Effective governance is essential for mitigating bank risk-taking and limiting managerial opportunism in this industry, which is constantly under regulatory and market scrutiny. However, the complexity and diversity of banking financial instruments and transactions gives rise to substantial information asymmetries and ongoing debates regarding contemporary governance, sustainability, and data innovation issues.This book is one of the first to address these contemporary issues collectively, offering a comprehensive and holistic understanding of the challenges and opportunities facing the global banking industry. It provides new insights, evidence-based recommendations, and future perspectives on the role of governance mechanisms, digital innovation, climate change, and green finance in shaping the industry pre- and post-COVID-19. The book is a valuable resource for a wide range of stakeholders in the banking sector, including international regulators, practitioners, policymakers, institutional investors, and auditors. It features contributions from renowned international scholars and offers a variety of theoretical, empirical, and policy-based perspectives. It provides updated evidence and new insights crucial for rethinking the global banking model and dominant regulations, and offers evidence-based recommendations and measures for promoting financial stability and resilience in this industry.

In contrast to non-financial firms, banks have undergone significant turbulence in the past decade, enduring severe financial crises and unprecedented regulatory reforms. New regulations, including heightened capital and liquidity requirements, measures to address regulatory migration, resolution authority, stress testing, and capital planning, have spurred the development of new tools to manage institutional failure. The primary goal has been to reduce the likelihood of poor performance and improve stock market valuations to restore public confidence in the industry. The banking industry plays a vital role in global economic and financial stability and is subject to intense regulatory and market scrutiny. Financial instability can be very costly for banks due to its spillover effects on other parts of the economy. Therefore, a sound, stable, and healthy financial system is essential for efficient resource allocation and risk distribution across the economy.This is the first book that comprehensively addresses a range of contemporary issues in the global banking industry, providing a thorough understanding of the challenges and opportunities faced by the sector. The book examines how banking business models, effective policies, and regulations can address these issues, covering corporate governance, asset-liability management, risk management, financial performance, and regulatory frameworks. The potential benefits of alternative banking models, including Islamic banking, and their contribution to global financial stability and resilience are also explored.Contributions from international scholars using both quantitative and qualitative methods provide new insights, recent findings, and perspectives on future bank stability and resilience in a global context. The book also presents updated evidence and debates on the impact of recent regulations and governance structures on the industry, which has undergone significant changes in response to financial turmoil and new laws and regulations aimed at enhancing bank resiliency, protecting against systematic risks, and promoting fair and ethical banking practices.

This book addresses a critical gap in understanding net-zero strategies and sustainability practices in the Middle East and North Africa region (MENA), exploring their intersection with data innovation, climate risk, climate governance, firm performance, firm risk, greenwashing, and green finance. In doing so, the book demonstrates how data innovation plays a crucial role in advancing net-zero goals by enabling organizations to optimize resource usage, identify emission hotspots, and improve operational efficiency through advanced data analytics, machine learning, and AI. The book underscores the need for vigilance against greenwashing, emphasizing transparent reporting practices and robust verification mechanisms to uphold credibility and trust in sustainability claims. Providing new insights provided by a diverse set of contributors, including industry leaders and policymakers, the book highlights the integration of financial and environmental sustainability into net-zero initiatives, emphasizing elements such as carbon accounting, biodiversity accounting, and economic resilience. This perspective is relatively unexplored, especially in comparison to other developed regions, making the book a pioneering resource in identifying and addressing the unique challenges and opportunities present in the MENA region in the global fight against climate change. With both theoretical and empirical studies, practical case studies, industry analyses, and policy evaluations, the book presents a comprehensive overview of how net-zero strategies can be effectively implemented to enhance sustainability practices, both regionally and globally. It is relevant to both scholars and policymakers in areas of economic development, environmental sustainability, and social equity, focused on the means of transition toward a low-carbon future.