Matthias Lehmann - Böcker

This timely new work provides a thorough overview, analysis, and discussion of standard terms control for banking and financial contracts in Europe. Unfair Terms in Banking and Financial Contracts argues that this sector uniquely necessitates unfair terms control, due to the asymmetrical relationship between lay consumers and the financial industry and discusses the role of the judiciary in addressing this imbalance. The rise of unfair terms control as a remedy for consumers and businesses against financial institutions with superior bargaining power has led to questions about the Directive's threat to existing contracts. Disputes have already arisen across Europe in several areas including foreign currency housing loans, housing loans based on Euribor, and hidden bank fees. These disputes and their outcomes are high stakes for banks and their customers. The stakes of the outcomes of these disputes for the customers as well as for the banks are very high.The book focuses on the EU Unfair Terms Directive (UTD) but also considers the law of non-EU jurisdictions. Beginning with an overview of the UTD and the extensive case law of the CJEU, the volume brings together leading authorities in the field of financial law to provide analyses of the UTD's application in this sector across 15 EU jurisdictions (Ireland, Germany, France, Italy, Spain, Austria, The Netherlands, Belgium, Sweden, Greece, Poland, Romania, Czech Republic, Hungary, and Estonia). It then goes on to compare the legal situation in three non-EU jurisdictions (United Kingdom, Switzerland, and Norway).Locating unfair terms control within a broader European struggle to balance the power of market forces and the requirements of social justice, the volume offers a critique of the existing regime and concludes with a proposal for a common legal framework to ensure a level playing field and greater harmonisation across the EU.

Companies in the European Union must publish a prospectus that complies with the detailed information requirements under the Prospectus Regulation before they can offer securities to the investing public. However, the regulation does not feature uniform liability rules, and the applicable national rules vary from one Member State to another. This hinders the development of fully integrated European capital markets. Through a comparative investigation into the rules in selected EU Member States (Germany, France, Italy, Spain, Poland, The Netherlands, Luxembourg, and Ireland), and in selected non-EU jurisdictions (the UK, Switzerland, the US, Hong Kong, and Singapore), this book aims to show the necessity and feasibility of uniformising prospectus liability rules. The book sets out a concrete blueprint for uniform prospectus liability rules on the European level.

These accessibly written volumes examine the major periods of Jewish history around the world, from their distant origins in antiquity through the beginnings of the modern period and the emergence of secular culture, and further to the eighteenth century to the present day.The first volume of a comprehensive history of the Jews draws on up to date research to recount the story of the Jews from their distant origins in antiquity through the beginnings of the modern period and the emergence of secular culture. Enhanced by images, limelight given to various historical mysteries, recommendations for how to learn more, as well other features, the book moves chapter by chapter through the major periods of Jewish history, balancing introductions for those unfamiliar with that history, with discussion of new approaches and recent discoveries that have reshaped understanding of the Jewish past.The second volume of a comprehensive history of the Jews includes topics such as the impact on Jewish society of the Enlightenment as well as its Jewish equivalent, the Haskalah, religious innovations in eastern and central Europe, the processes of emancipation and Jewish acculturation, the modern economic history of the Jewish people, which includes their embourgeoisement in central and western Europe, and the growth of a giant Jewish proletariat in eastern Europe, the emergence of an antisemitic politics that sought to roll back Jewish gains and the variety of Jewish responses to those illiberal forces, especially in the form of vibrant Jewish political cultures, among them Zionism, socialism, and mass migration.The book is useful not just for those interested in the Jews themselves but also for readers open to learning about global history from the vantage point of a people whose experiences attest both to the resilience of human culture and the impact of hate and violence.

These accessibly written volumes examine the major periods of Jewish history around the world, from their distant origins in antiquity through the beginnings of the modern period and the emergence of secular culture, and further to the eighteenth century to the present day.The first volume of a comprehensive history of the Jews draws on up to date research to recount the story of the Jews from their distant origins in antiquity through the beginnings of the modern period and the emergence of secular culture. Enhanced by images, limelight given to various historical mysteries, recommendations for how to learn more, as well other features, the book moves chapter by chapter through the major periods of Jewish history, balancing introductions for those unfamiliar with that history, with discussion of new approaches and recent discoveries that have reshaped understanding of the Jewish past.The second volume of a comprehensive history of the Jews includes topics such as the impact on Jewish society of the Enlightenment as well as its Jewish equivalent, the Haskalah, religious innovations in eastern and central Europe, the processes of emancipation and Jewish acculturation, the modern economic history of the Jewish people, which includes their embourgeoisement in central and western Europe, and the growth of a giant Jewish proletariat in eastern Europe, the emergence of an antisemitic politics that sought to roll back Jewish gains and the variety of Jewish responses to those illiberal forces, especially in the form of vibrant Jewish political cultures, among them Zionism, socialism, and mass migration.The book is useful not just for those interested in the Jews themselves but also for readers open to learning about global history from the vantage point of a people whose experiences attest both to the resilience of human culture and the impact of hate and violence.

This accessibly written volume examines the major periods of Jewish history around the world, from the Jews' distant origins in antiquity through the beginnings of the modern period and the emergence of secular culture.Although Jews are a small minority, they have settled in almost every part of the world, developing many different subcultures. They have had an outsized impact on global religion even as they have faced prejudice and persecution, and their history makes for a fascinating story of cultural change, adaptation, and survival that is continuing to unfold in the present. Now in a new edition as a split volume, this first volume of a comprehensive history of the Jews draws on up-to-date research to recount the story of the Jews from their beginnings in the ancient Near East through to the dawn of the modern period and the emergence of secular culture. Enhanced by images, limelight given to various historical mysteries, recommendations for how to learn more, as well as other features, the book moves chapter by chapter through the major periods of Jewish history, balancing introductions for those unfamiliar with that history with discussion of new approaches and recent discoveries that have reshaped understanding of the Jewish past.The book is useful not just for those interested in the Jews themselves but also for readers open to learning about global history from the vantage point of a people whose experiences attest both to the resilience of human culture and to the impact of hate and violence.

This accessibly written volume examines the major periods of Jewish history around the world, from the Jews' distant origins in antiquity through the beginnings of the modern period and the emergence of secular culture.Although Jews are a small minority, they have settled in almost every part of the world, developing many different subcultures. They have had an outsized impact on global religion even as they have faced prejudice and persecution, and their history makes for a fascinating story of cultural change, adaptation, and survival that is continuing to unfold in the present. Now in a new edition as a split volume, this first volume of a comprehensive history of the Jews draws on up-to-date research to recount the story of the Jews from their beginnings in the ancient Near East through to the dawn of the modern period and the emergence of secular culture. Enhanced by images, limelight given to various historical mysteries, recommendations for how to learn more, as well as other features, the book moves chapter by chapter through the major periods of Jewish history, balancing introductions for those unfamiliar with that history with discussion of new approaches and recent discoveries that have reshaped understanding of the Jewish past.The book is useful not just for those interested in the Jews themselves but also for readers open to learning about global history from the vantage point of a people whose experiences attest both to the resilience of human culture and to the impact of hate and violence.

The Jews: A History is a comprehensive and accessible text that explores the religious, cultural, social, and economic diversity of the Jewish people and their faith.Placing Jewish history within its wider cultural context, the book covers a broad time span, stretching from ancient Israel to the modern day. It examines Jewish history across a range of settings, including the ancient Near East, the age of Greek and Roman rule, the medieval realms of Christianity and Islam, modern Europe, including the World Wars and the Holocaust, and contemporary America and Israel, covering a variety of topics, such as legal emancipation, acculturation, and religious innovation. The third edition is fully updated to include more case studies and to encompass recent events in Jewish history, as well as religion, social life, economics, culture, and gender.Supported by case studies, online references, further reading, maps, and illustrations, The Jews: A History provides students with a comprehensive and wide-ranging grounding in Jewish history.

The Jews: A History is a comprehensive and accessible text that explores the religious, cultural, social, and economic diversity of the Jewish people and their faith.Placing Jewish history within its wider cultural context, the book covers a broad time span, stretching from ancient Israel to the modern day. It examines Jewish history across a range of settings, including the ancient Near East, the age of Greek and Roman rule, the medieval realms of Christianity and Islam, modern Europe, including the World Wars and the Holocaust, and contemporary America and Israel, covering a variety of topics, such as legal emancipation, acculturation, and religious innovation. The third edition is fully updated to include more case studies and to encompass recent events in Jewish history, as well as religion, social life, economics, culture, and gender.Supported by case studies, online references, further reading, maps, and illustrations, The Jews: A History provides students with a comprehensive and wide-ranging grounding in Jewish history.

This book offers the first comprehensive analysis of the national and international legal issues surrounding digital assets in enforcement and insolvency.Its primary aim is to ensure that the economic value of digital assets can be fully realised by creditors and other stakeholders through the legal processes and remedies available to them, and that holders of digital assets receive adequate protection. These legal issues are considered in diverse commercial and technical contexts, ranging from native cryptocurrencies to token, whether held directly or with custodians and other intermediaries.The book offers analysis on different levels: Firstly, it scrutinises the existing legal frameworks for enforcement and insolvency in various countries and evaluates the extent to which they can accommodate digital forms of value; secondly, it compares the approaches taken in different jurisdictions and addresses the cross-border issues of jurisdiction and conflict of laws issues that may arise; and thirdly, it focuses on international texts, such as the UNIDROIT Principles on Digital Assets and Private Law, as well as the Global Code of Digital Enforcement, and suggested avenues for further harmonisation and unification of the law. The book provides much-needed responses to the increasing significance of digital assets in modern insolvency and enforcement proceedings. It takes a unique global approach to a wide range of legal perspectives, drawing upon the contributors’ experience as leading practitioners, representatives of international organisations, and academics, in common law and civil law jurisdictions around the world. The book identifies the most pressing areas for law reform, and proposes solutions that are both legally robust as well as fit for practical purpose.

This book offers the first comprehensive analysis of the national and international legal issues surrounding digital assets in enforcement and insolvency.Its primary aim is to ensure that the economic value of digital assets can be fully realised by creditors and other stakeholders through the legal processes and remedies available to them, and that holders of digital assets receive adequate protection. These legal issues are considered in diverse commercial and technical contexts, ranging from native cryptocurrencies to token, whether held directly or with custodians and other intermediaries.The book offers analysis on different levels: Firstly, it scrutinises the existing legal frameworks for enforcement and insolvency in various countries and evaluates the extent to which they can accommodate digital forms of value; secondly, it compares the approaches taken in different jurisdictions and addresses the cross-border issues of jurisdiction and conflict of laws issues that may arise; and thirdly, it focuses on international texts, such as the UNIDROIT Principles on Digital Assets and Private Law, as well as the Global Code of Digital Enforcement, and suggested avenues for further harmonisation and unification of the law. The book provides much-needed responses to the increasing significance of digital assets in modern insolvency and enforcement proceedings. It takes a unique global approach to a wide range of legal perspectives, drawing upon the contributors’ experience as leading practitioners, representatives of international organisations, and academics, in common law and civil law jurisdictions around the world. The book identifies the most pressing areas for law reform, and proposes solutions that are both legally robust as well as fit for practical purpose.

In Parallel, creator Matthias Lehmann deftly explores the complexities of being gay at a time when queer relationships were forbidden. Torn between his longing for a family and his simultaneous desire for gay love, Karl Kling hides his homosexuality from his wife and child while pursuing male romances in 1950s Germany. Karl Kling's story is one of revelations, and these he has addressed in a letter to his daughter, Hella, who had disowned Karl many years ago. Karl's letter is a cri de coeur from a father to a daughter he never really got to know, and he comes clean to her about his failed marriages, his fractured family relations--and his love for men.Taking place between the end of World War II and the 1980s, Parallel chronicles Karl's efforts to comply with social norms in order to keep his sexuality a secret. It also paints a picture of a life torn between conformity and rebellion, and the cruel realities of twentieth-century German society, where homosexuality was proscribed and punishable until 1994. Matthias Lehmann poignantly depicts the story of a decades-long yearning to live an open and free life, and the price Karl and those he loves must pay for it. It is also a story of finding the courage to finally tell the truth no matter the obstacles...or the cost.

Unkörperliche, das heißt sinnlich nicht wahrnehmbare Güter bestimmen zunehmend unsere Welt. Zu ihnen zählen nicht nur die klassischen Immaterialgüter, wie etwa patentierbare Erfindungen oder urheberrechtlich schutzfähige Werke, sondern auch Energie, Informationen in Form von Daten oder Software und nicht zuletzt verkehrsfähige Forderungen in Gestalt entmaterialisierter Finanzmarktprodukte. Das BGB kennt als Gegenstand einer umfassenden rechtlichen Zuweisung nur körperliche Güter, die als Sachen im Eigentum ihres Inhabers stehen. Unkörperliche Güter werden zum Teil durch andere zivilrechtliche Normen wie etwa das Recht des geistigen Eigentums (Immaterialgüterrecht) zugeordnet, zum Teil bleibt ihre Zuordnung aber auch ungeregelt. Das Recht der unkörperlichen Güter ist damit mehr als das klassische Immaterialgüterrecht. Was fehlt, ist ein übergreifender Ansatz, der die Gemeinsamkeiten und Unterschiede der verschiedenen unkörperlichen Güter ausleuchtet und auf dessen Grundlage sich möglicherweise ein konsistentes dogmatisches Konzept entwickeln lässt. Er muss über die Grenzen des geltenden deutschen Rechts hinausgehen, insbesondere die europäische Perspektive berücksichtigen, und sollte auch aktuellen Entwicklungen, die zur Entstehung neuer unkörperlicher Güter wie beispielsweise virtueller Gegenstände führen, Rechnung tragen. Die Autoren der Beiträge dieses Bandes gehen erste Schritte auf dem langen Weg zur Konstruktion eines solchen Konzepts. Dabei zeigen sie mögliche Bausteine ebenso wie potentielle Sollbruchstellen auf.

Das Werk arbeitet das bislang wenig durchdrungene Gebiet der grenzüberschreitenden Finanzdienstleistungen aus Sicht von 16 Experten aus den deutschsprachigen Rechtsordnungen (Deutschland, Schweiz, Österreich, Liechtenstein) sowie aus England und Luxemburg auf. Gegenstand ist die komplexe Schnittstelle aus Finanzmarktregulierung, Internationalem Verwaltungsrecht sowie Internationalem Privat- und Zivilprozessrecht. Der gemeinhin üblichen Spartenbetrachtung stellt das Werk eine in mehrfacher Hinsicht grenzüberschreitende Perspektive gegenüber: Einbezogen werden europäische Verordnungen und Richtlinien zum Finanzmarktrecht, die Brüssel Ia-Verordnung, das Luganer Übereinkommen, die Rom I und Rom II-Verordnungen, bilaterale Abkommen sowie das autonome nationale Kollisions- und Finanzmarktrecht der untersuchten Rechtsordnungen. Dabei wird den einzelnen Formen der Finanzdienstleistung je ein Beitrag gewidmet. Erst die Verbindung von Zivil- und Marktrecht sowie die rechtsvergleichende Perspektive ermöglichen einen vollständigen Zugriff auf das Thema. Ziel ist es, die komplexe juristische Realität nachzuzeichnen, welche die Grundlage der ökonomischen Verzahnung der europäischen Finanzmärkte bildet.

Das Lehrbuch führt Studierende der Wirtschaftswissenschaften und der Rechtswissenschaften in die Grundlagen der Finanzwirtschaft ein. Das besondere Anliegen des Buches besteht darin, dem Leser Grundlinien und Zusammenhänge des auf den Kapitalmarkt bezogenen finanzwirtschaftenden Handelns aufzuzeigen, das zu den ökonomischen Funktionen des Finanzierens und des Handelns mit Wertpapieren gehört.

Im Zentrum des Buches steht das Prinzip "Leistung gegen Entgelt": Betriebswirtschaftliches Planen, Entscheiden und Handeln wird beschrieben als das Erstellen von Leistungen und ihre Verwendung gegen Entgelt mit dem Zweck der Gewinnerzielung. Schwerpunkt ist damit zum einen die betriebswirtschaftliche Leistungslehre für Sach- und Dienstleistungen. Zum anderen kann die Teilnahme am Markt nur unter Berücksichtigung der gegenseitigen Verträge geklärt werden. Im Mittelpunkt des Anbietermarketings steht daher die Vertragsangebotspolitik; die absatzpolitischen Instrumente werden darauf bezogen geordnet. Das besondere Konzept des Buches besteht darin, dem Leser Grundlinien und Zusammenhänge des wirtschaftenden Handelns aufzuzeigen. Dazu gehört selbstverständlich, daß die Verbindungen zum Rechnungswesen und zum Recht mit in das Ordnungsgefüge einbezogen werden.

The open access publication of this book has been published with the support of the Swiss National Science Foundation. Blockchain is the first global mechanism for the transfer and storage of value. Despite being conceived as an alternative to state and law, the technology and its use cases raise many legal questions, most notably, regarding jurisdiction and applicable law with respect to transactions and assets recorded on the blockchain. The issue is complex given the decentralised nature of the network. In this volume, academics and practitioners from various countries try to provide detailed answers to these questions as they relate to crypto-assets, cryptocurrencies, crypto derivatives, stablecoins, Central Bank Digital Currencies and Decentralised Autonomous Organisations (DAOs), as well as specific transactions and issues, such as property rights, secured transactions, smart contracts and bankruptcy. With specific chapters on national approaches (Germany, Japan, Liechtenstein, Switzerland, United States), the volume explores the need and possibility for legal harmonisation of these issues through global fora, such as the Hague Conference on Private International Law (HCCH) UNIDROIT.