Peter Zweifel – författare

Insurance Economics brings together the economic analysis of decision making under risk, risk management and demand for insurance among individuals and corporations, objectives pursued and management tools used by insurance companies, the regulation of insurance, and the division of labor between private and social insurance.Appropriate both for advanced undergraduate and graduate students of economics, management, and finance, this text provides the background required to understand current research. Predictions derived from theoretical arguments are not merely stated, but also related to empirical evidence. Throughout the book, conclusions summarize key results, helping readers to check their knowledge and comprehension. Issues discussed include paradoxes in decision making under risk and attempts at their resolution, moral hazard and adverse selection including the possibility of a “death spiral”, and future challenges to both private and social insurance such as globalization and the availability of genetic information.

This second edition has been extensively revised. Most importantly, substantial content has been added to represent the evolution of risk-related research. A new chapter, Insurance Demand II: Nontraditional Approaches, provides a timely addition in view of recent developments in risk theory and insurance. Previous discussions of Enterprise Risk Management, long-term care insurance, adverse selection, and moral hazard have all been updated. In an effort to expand the global reach of the text, evidence and research from the U.S. and China have also been added.

Dieses Buch macht den Leser mit den zentralen Fragestellungen und dem analytischen Werkzeug der Gesundheitsökonomik vertraut. Erörtert werden u.a. die Ausgabendynamik im Gesundheitswesen, der Umgang mit der Gesundheit, die Rolle des Arztes und sein Verhalten, Ineffizienzen in Krankenhäusern und die Anreize zur Risikoselektion im Krankenkassenwettbewerb. Diese Themen werden stringent mit mikroökonomischen Methoden analysiert, ethische Gesichtspunkte jedoch auch berücksichtigt. Diskutiert werden zudem Ergebnisse empirischer Forschung und aktuelle Reformvorschläge wie die Bürgerversicherung und die Einführung von Pauschalprämien in der gesetzlichen Krankenversicherung.

Health Economics presents a systematic treatment of the economics of health behavior and health care delivery. Appropriate both for advanced undergraduate and graduate students of economics, this text provides the background required to understand current research,

presenting theoretical models as well as empirical evidence and summarizing key results. Without neglecting ethical concerns, modern microeconomic theory is applied to

formulate theoretical implications and predictions. Issues discussed include the economic valuation of life and health, moral hazard in health care utilization, supplier-induced demand, the search for remuneration systems with favorable incentives, risk selection in health insurance markets, and technological change in medicine.

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Dieses Buch macht den Leser mit den zentralen Fragestellungen und dem analytischen Werkzeug der Gesundheitsökonomie vertraut. Erörtert werden die erheblichen Kostensteigerungen im Gesundheitswesen, der Umgang mit der Gesundheit, die Rolle des Arztes und sein Verhalten, die Macht der Ärzteverbände und Ineffizienzen in Krankenhäusern. Ohne die Ausklammerung ethischer Gesichtspunkte werden diese Fragen mikroökonomisch analysiert mit dem Ziel, empirisch überprüfbare Voraussagen abzuleiten. Berichtet wird auch über Ergebnisse empirischer Forschung.