Robert M. Lawless - Böcker

A Debtor World contains a collection of contributions about the societal implications of private debt. The essays comprising this volume are authored by dozens of leading U.S. and international academics who have written about debt or issues related to debt in a wide range of disciplines including law, sociology, psychology, history, economics, and more. The goal of this collection is to explore debt neither as a problem nor a solution but as a phenomenon and to promote the exchange of knowledge to better comprehend why consumers and businesses decide to borrow money. It asks what happens to businesses and consumers under a heavy debt load, and what legal norms and institutions societies need to encourage the efficient use of debt while promoting a greater understanding of the global phenomenon of increased indebtedness and societal dependence.

Debt’s Grip tells the story of financial struggle in the United States. Drawing on original data from the Consumer Bankruptcy Project, a landmark long-term study, the authors use the words of bankruptcy filers themselves to shed light on their battles to keep their homes and their cars, pay for healthcare and higher education, care for their children, find adequate employment, retire, negotiate with debt collectors, and confront discrimination in lending. Laying bare the consequences of risk privatization, this book makes a powerful case for why the United States must confront the structural inequities that cause so many—especially Black families, women, and the elderly—to struggle in today’s economy.

Debt’s Grip tells the story of financial struggle in the United States. Drawing on original data from the Consumer Bankruptcy Project, a landmark long-term study, the authors use the words of bankruptcy filers themselves to shed light on their battles to keep their homes and their cars, pay for healthcare and higher education, care for their children, find adequate employment, retire, negotiate with debt collectors, and confront discrimination in lending. Laying bare the consequences of risk privatization, this book makes a powerful case for why the United States must confront the structural inequities that cause so many—especially Black families, women, and the elderly—to struggle in today’s economy.