Sukanlaya Sawang – författare
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9 produkter
9 produkter
547 kr
Skickas inom 10-15 vardagar
Owning a property is a dream for many people, and borrowing from banks is often essential to achieve this. However, having a mortgage can cause real anxiety because of the latent fear of losing our home if we cannot keep up with mortgage payments. Traditionally, homeowners repay their debt over 25 years, but high house prices have made it necessary to increase the term up to 40 years to make monthly payments affordable. Spreading the debt over a longer period of time not only means that borrowers have to pay more interest, but they are also exposed to other risks such as potential interest rate rises and changes in personal circumstances affecting their mortgage eligibility. These can lead to financial worries, financial stress, and reduced well-being. There are few practical guides available to show borrowers how to manage their mortgage debt more effectively, and how to repay their mortgage quickly so that they are debt-free.This book seeks to empower consumers, young and old, by providing a roadmap to help borrowers achieve financial security through planning for the future, insuring their income, and setting up an emergency fund. It also outlines simple strategies for an early repayment of debt, including paying off the capital, making extra payments, and monitoring their mortgage debt. In doing so, it aims to help readers improve their general well-being, enhance their financial security, reduce their financial worries, and eliminate their ‘mortgage insomnia’.
2 124 kr
Skickas inom 10-15 vardagar
Owning a property is a dream for many people, and borrowing from banks is often essential to achieve this. However, having a mortgage can cause real anxiety because of the latent fear of losing our home if we cannot keep up with mortgage payments. Traditionally, homeowners repay their debt over 25 years, but high house prices have made it necessary to increase the term up to 40 years to make monthly payments affordable. Spreading the debt over a longer period of time not only means that borrowers have to pay more interest, but they are also exposed to other risks such as potential interest rate rises and changes in personal circumstances affecting their mortgage eligibility. These can lead to financial worries, financial stress, and reduced well-being. There are few practical guides available to show borrowers how to manage their mortgage debt more effectively, and how to repay their mortgage quickly so that they are debt-free.This book seeks to empower consumers, young and old, by providing a roadmap to help borrowers achieve financial security through planning for the future, insuring their income, and setting up an emergency fund. It also outlines simple strategies for an early repayment of debt, including paying off the capital, making extra payments, and monitoring their mortgage debt. In doing so, it aims to help readers improve their general well-being, enhance their financial security, reduce their financial worries, and eliminate their ‘mortgage insomnia’.
1 663 kr
Skickas inom 10-15 vardagar
In addition to presenting critical views on who can benefit from entrepreneurship education, including children/schoolchildren, students in higher education and older people, the book proposes a model of holistic entrepreneurship education to promote a lifelong learning journey for educators and learners alike.
1 663 kr
Skickas inom 10-15 vardagar
In addition to presenting critical views on who can benefit from entrepreneurship education, including children/schoolchildren, students in higher education and older people, the book proposes a model of holistic entrepreneurship education to promote a lifelong learning journey for educators and learners alike.
1 104 kr
Skickas inom 10-15 vardagar
This book offers a view of how stakeholders are able to influence the project management’s decision-making process as the project proceeds from the investment preparation phase, to the project execution phase, and on to the operations phase through various methods such as protests, legal battles, and even illegal activities.
1 104 kr
Skickas inom 10-15 vardagar
This book offers a view of how stakeholders are able to influence the project management’s decision-making process as the project proceeds from the investment preparation phase, to the project execution phase, and on to the operations phase through various methods such as protests, legal battles, and even illegal activities.
Entrepreneurial Crisis Management
How Small and Micro-Firms Prepare for and Respond to Crises
Inbunden, Engelska, 2023
556 kr
Skickas inom 10-15 vardagar
This book explores the timely issue of how small businesses, micro firms and entrepreneurs respond to crises. A largely overlooked area of research, the author posits that by better understanding crisis management in small and micro firms, we can help to protect these businesses from the potentially devastating effects of a crisis.Offering guidance for scholars and practitioners, including small business owners, to better understand the concept, limitations and considerations of crisis management - specifically in the small business context - the author demonstrates that there is no single solution for a small business to cope with a crisis. Drawing from the thematic findings, the author offers valuable recommendations on how small business owners can strategically plan for the future and better manage their capability when faced with a crisis.
Entrepreneurial Crisis Management : How Small and Micro-Firms Prepare for and Respond to Crises
Engelska, 2023
650 kr
Skickas inom 5-8 vardagar
1 175 kr
Kommande
This book provides a new and hopeful view of ageing—showing how it can drive innovation, not just create challenges. It looks at how we can create fairer, more inclusive systems for older people, informal workers, and ageing migrants in a fast-changing world. As populations age, many countries are facing smaller workforces, rising care needs, and growing inequality—especially in informal and low-paid work. Grey matters explore these big issues by bringing together ideas from economics, labour policy, human development, and innovation. The book takes a closer look at informal work, unpaid care, migration, digital access, and workers’ rights—topics that are often left out of mainstream ageing discussions. Rather than seeing older people as a burden, this book shows how they can contribute to innovation—as workers, entrepreneurs, carers, and mentors. It includes real examples from different countries, especially in Southeast Asia and the Global South, along with tools and ideas for designing better systems. These include creating more age-friendly workplaces, improving digital skills, and supporting older people in informal jobs. What makes this book different is its focus on both inclusion and innovation. It connects research with practice, offering clear insights and ideas that can be used by governments, NGOs, researchers, and business leaders. The book also shows how communities and older people themselves can lead change—not just be helped by it. This book is ideal for readers interested in ageing, social policy, innovation, international development, and the future of work. It is especially useful for policy-makers, researchers, and professionals looking for practical ways to support ageing populations while building stronger and fairer societies.