Imagine a world where retirees enjoy their golden years with financial independence, dignity, and a home of their choosing, free from the stress of outliving their savings. For those with the means, that is the reality. For many other seniors, that life is within reach, but achieving it requires solutions for unprecedented challenges: longer lifespans; eroding purchasing power; vanishing private sector pensions; a desire to age in place and damn the torpedoes. Consider this: 75 percent of Canadians over 55 are homeowners, and 90 percent want to age in place. Yet most experience FORO - fear of running out - and dread their options: downsizing, renting, or moving in with family. Each means sacrificing the very independence and dignity they've worked a lifetime to achieve. Your Retirement Reset offers a clear, modern roadmap through those challenges, showing readers how to use all their assets, including home equity, to build a retirement that actually works. After decades in the financing industry, Susan Pimento recognised a critical gap: We're taught to save but never to strategically spend our hard-earned savings - including the equity in our homes. This book rewrites the retirement rulebook. It helps you assess your unique needs and provides plans to safely convert home equity into financial security. Through real-life examples, it offers practical strategies to mitigate FORO while balancing retirement security with legacy goals. And it guides families through the difficult but essential conversations about aging, finances, and independence that too often get avoided until crisis hits. Your retirement deserves a reset. This book shows you how.

Imagine a world where retirees enjoy their golden years with financial independence, dignity, and a home of their choosing, free from the stress of outliving their savings. For those with the means, that is the reality. For many other seniors, that life is within reach, but achieving it requires solutions for unprecedented challenges: longer lifespans; eroding purchasing power; vanishing private sector pensions; a desire to age in place and damn the torpedoes. Consider this: 75 percent of Canadians over 55 are homeowners, and 90 percent want to age in place. Yet most experience FORO - fear of running out - and dread their options: downsizing, renting, or moving in with family. Each means sacrificing the very independence and dignity they've worked a lifetime to achieve. Your Retirement Reset offers a clear, modern roadmap through those challenges, showing readers how to use all their assets, including home equity, to build a retirement that actually works. After decades in the financing industry, Susan Pimento recognised a critical gap: We're taught to save but never to strategically spend our hard-earned savings - including the equity in our homes. This book rewrites the retirement rulebook. It helps you assess your unique needs and provides plans to safely convert home equity into financial security. Through real-life examples, it offers practical strategies to mitigate FORO while balancing retirement security with legacy goals. And it guides families through the difficult but essential conversations about aging, finances, and independence that too often get avoided until crisis hits. Your retirement deserves a reset. This book shows you how.