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Coming to grips with money, making wise decisions and setting ourselves on a path to wealth can be daunting. Some women excel at this; others battle from payday to payday. What do ‘smartwomen’ know that the rest of us can learn?In this updated edition, Smartwoman reveals who is competing for your money (black tax and other family pressures), how to create a designer life (as opposed to filling up space with designer stuff), and how to start a side hustle. It also covers major life events, such as marriage, divorce and death, and how you can make smart financial decisions at these times. Knowing how and where to invest is crucial to building wealth, and this book covers the full spectrum of investment options, including equities, property and alternative investments, such as art. New chapters include investing offshore; the impact of external factors, such a Covid-19, on your financial well-being; and cryptocurrencies and how they fit into an investment portfolio.Whatever your life stage or circumstances, being in financial control, owning your destiny and building long-term wealth is within every woman’s reach.
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We live in a world of information overload, and it can be challenging knowing what’s real and what’s not. When it comes to money, social media is littered with finfluencers who present information and share ‘secrets’ to managing and growing money. Some of it is real; a lot of it is fake, and it can be very difficult to know the difference.Home Truths About Money goes back to basics. It strips away the slick social media veneer and addresses the bare-bone facts about money – the home truths that we may not want to face. It covers issues such as: money can make you happy; having lots of money doesn’t make you rich; DIY investing isn’t easy; money can grow on trees if you plant the right seeds; your retirement plan will never be perfect; you won’t get rich putting your money in bank account; and married people end up wealthier in the long run.Having a healthy relationship with money is a crucial life skill. To get there, you must understand how money works and how it intertwines with our lives. Irrespective of your age, income or social standing, you need to invest the time before you start investing your money. These home truths are relatable across the board and create a powerful platform for financial success.