Ted Nichols – författare

BOOK DESCRIPTION The majority of small businesses are under capitalized with limited sources of capital. Banks are an important source of financing for a small business. The SMALL BUSINESS LOAN REQUEST GUIDE will help the small business owner prepare a lender-friendly loan request presentation that will cause the banker to have a good impression of the business and the owners skills and experience. Good preparation is the key to success when applying for a loan. The owners preparation should include evaluating the financial needs of the business and focusing upon the amount and type of loan that could be the solution. The guide will assist the owner in this effort. The guide will help the small business owner become familiar with the bankers primary issues in their assessment of the loan request. It will also help the owner anticipate questions that the banker is likely to ask. The guide contains samples that would be considered a good presentation by a bank lender. This is a how-to guide that will increase the business owners confidence and effectiveness in the loan process and help get the owner and banker on the same page. The guide can be a continuing resource for the owner to use during the life of the business.

PRO BASEBALL COMES TO THE MAINE COAST is a fictional baseball story about a newly-formed low minor league baseball team that played in a beautiful region of Maine known as Penobscot Bay. The team joined a little-known league made up of independent professional teams that did not have an affiliation with a major league team. A local businessman and a successful small college baseball coach joined together to make something that seemed to be impossible become a reality. A team made up of undrafted small college players played their first season with determination. They were a bunch of team-oriented overachievers. This "e;feel good"e; story of the first season is an example of how a sports team can be the bond that can bring an area of small towns together.