Shelter – förlag

The guide combines in one volume the rules about universal credit, housing benefit, state pension credit, support for mortgage interest and council tax rebates. It covers both working age and pension age claims and is designed for easy use by renters, owners, local councils, social landlords, welfare and finance advisers, tribunal members and housing professionals throughout Great Britain. This edition explains the new rules for help with housing costs starting from April 2024. It gives full details for: Who can get universal credit or housing benefit towards rent in social and private housing; How and when people are transferred from housing benefit and other legacy benefits to universal credit; Who can get transitional protection Help for renters, owners and shared owners with service charges; Which payments housing benefit meets for people in supported housing and temporary accommodation; How the local housing allowance works for private renters; The rules about accommodation size (bedroom tax), temporary absences and getting benefit on two homes; The two-child limit and the benefit cap, and who is exempt from them; How benefit is calculated and how much non-adependants are expected to contribute; Which housing costs can be met by state pension credit; DWP support for mortgage interest for owners and share owners; Who is liable for council tax and who qualifies for exemptions, discounts and disability reductions; Who can get council tax rebates and how local councils in England and Wales can vary the rules; Discretionary housing payments; When claims are made to the DWP and when they are made to the council; When housing costs can be paid directly to landlords and mortgage lenders; How to appeal about decisions made by the council or the DWP; The rules for migrants and recent arrivals.

The guide covers both working age and pension age claims for universal credit, housing benefit, state pension credit, support for mortgage interest and council tax rebates. This edition gives the rules from April 2025, including: Help for social housing tenants, private tenants, owners and shared owners; Who can get benefit towards rent and/or service charges; Transferring (or migrating) from the old benefits to universal credit; Transitional protection to avoid you being worse off when you transfer; The rules for supported housing and temporary accommodation; How the bedroom tax and local housing allowance affect you; How the two-child limit and the benefit cap work; How to calculate all the benefits; How other adults in your home can affect you; How much income and capital you can have and still get benefit; Who can get benefit during an absence from home or on two homes; Support for mortgage interest for owners and share owners; Council tax exemptions, discounts, disability reductions and rebates; Discretionary housing payments; How to claim and when you will be paid benefit; Payments to landlords and mortgage lenders; Repaying overpayments of benefit; Asking for a reconsideration and how to appeal; The rules for migrants and recent arrivals to the UK.

This guide explains the help you can get towards rent, service charges, mortgage interest and council tax. It is used by tenants, owners, shared owners, landlords, benefit advisers, council departments, tribunal members and other housing professionals. The guide covers universal credit, housing benefit, state pension credit, support for mortgage interest and council tax rebates. It applies throughout Great Britain and gives the rules from April 2026, including: Help for social housing tenants, private tenants, owners and shared owners; Who can get benefit towards rent and service charges; How much you can get for rent and service charges - limits and protections; How the bedroom tax and local housing allowance affect you; Up-to-date rules about supported and temporary housing; How to calculate benefits and how the benefit cap works; The new rules about who gets the work capability (health) elements; How the rules work after the abolition of the two-child limit; Financial help if you transferred from old benefits to universal credit; How much income and capital you can have and still get benefit; Who can get benefit during an absence from home or on two homes; Support for mortgage interest for owners and share owners; Council tax exemptions, discounts, disability reductions and rebates; Discretionary housing payments; How to claim and how you can document your identity; When and how often you will be paid benefit; Payments to landlords and mortgage lenders; Repaying overpayments of benefit; Reconsiderations and appeals including recent case law about these; Which migrants and recent UK arrivals can get benefit.

This volume covers the rules across the UK for help with personal housing costs available through the universal credit, mortgage interest loans, council tax rebate schemes in Great Britain and rate rebate scheme in Northern Ireland. This guide is designed to run side by side with volume 2 which covers housing benefit. Together, they provide a comprehensive guide covering all the main schemes for help with housing costs in the UK. Written in a plain English style it is designed for easy use by tenants, homeowners, local councils, social landlords, welfare rights advisers, tribunal members and housing professionals.

This guide covers the UK rules about help with personal housing costs from universal credit, mortgage interest loans, council tax rebates in Great Britain and rate rebate in Northern Ireland. With volume 2, which covers housing benefit, it provides a comprehensive guide to help with housing costs. It is designed for easy use by renters, homeowners, local councils, social landlords, welfare rights advisers, tribunal members and housing professionals. This edition explains all the new rules for social housing renters, private renters and homeowners starting from April 2023, including the annual uprating. It sets out the qualifying conditions for entitlement to universal credit and gives a detailed explanation of the housing costs element for renters and mortgage interest loans for homeowners. It describes fully: The qualifying conditions for universal credit (UC) and how to make a claim, How and when people on housing benefit and other legacy benefits are transferred onto UC, Who qualifies for transitional protection in UC, Rent and service charges covered by the UC housing costs element for private and social housing tenants, The size criteria ('bedroom tax'), two-child limit and benefit cap, and who is exempt from these, How to calculate UC, the housing costs element, and housing cost contributions for non-dependants, How and when UC payments are made, and when housing costs can be paid directly to landlords, DWP loans for mortgage interest for out-of-work homeowners, Who is liable for council tax in Great Britain (domestic rates in Northern Ireland), Council tax exemptions, discounts, and disability reductions, Who can get council tax rebates in Great Britain (rate rebates in Northern Ireland), How rebates are calculated and how local councils in England and Wales can vary the rules, How to appeal a decision about universal credit, council tax rebates or rate rebate, The rules for migrants and recent arrivals for UC, council tax rebates and housing benefit - including the rules for EEA nationals post-Brexit and for Ukrainian and Afghan evacuees.