Assets and the Poor

New American Welfare Policy

AvMichael Sherraden

Inbunden, Engelska, 1990

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Beskrivning

This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.

Produktinformation

Utgivningsdatum:1990-12-31
Mått:152 x 229 x 23 mm
Vikt:800 g
Format:Inbunden
Språk:Engelska
Antal sidor:344
Förlag:Taylor & Francis Inc
ISBN:9780873326186

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Mer om författaren

Michael Sherraden, Neil Gilbert

Innehållsförteckning

I: Maintenance: Welfare as Income; 1: The Failure of Welfare Policy as a Failure of National Vision; 2: Income Distribution and Income Poverty; 3: The State of Welfare Theory; 4: Federal Welfare Policy—Who Benefits?; 5: The Welfare Reform Debate; II: Development: Welfare as Assets; 6: The Nature and Distribution of Assets; 7: Inheritance of Asset Inequality; 8: Toward a Theory of Welfare Based on Assets; 9: The Design of Asset-Based Welfare Policy; 10: Individual Development Accounts; 11: Examples, Proposals, Costs; 12: The Integration of Welfare Policy with Economic Goals of the Nation; 13: Summary and Conclusion