Rethinking Financial Behaviour

Rationality and Resistance in the Financialization of Everyday Life

AvAriane Agunsoye

Inbunden, Engelska, 2024

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Beskrivning

Pension policy in the UK and US is designed on the assumption that people make informed financial decisions, consistently invest in pensions and manage diverse portfolios. Deviating from this is often deemed irresponsible and irrational. However, this assumption overlooks uncontrollable factors like caring duties, employment breaks or income limitations. Even when individuals act as expected, unpredictable market shifts can hinder long-term planning. This book redefines deviations to “rational behaviour” as logical responses to a dysfunctional system. Challenging existing theoretical discussions and policy approaches, it proposes a fresh perspective on rationality when it comes to financial practices and policy.

Produktinformation

Utgivningsdatum:2024-11-06
Mått:156 x 234 x 19 mm
Vikt:488 g
Format:Inbunden
Språk:Engelska
Serie:Rethinking Work, Ageing and Retirement
Antal sidor:232
Förlag:Bristol University Press
ISBN:9781529232257

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Mer om författaren

Ariane Agunsoye is Senior Lecturer in Economics at Goldsmiths, University of London.

Recensioner i media

“Thinking beyond the ‘rational’ investor or ‘irresponsible’ financial behaviour, Agunsoye’s interdisciplinary approach to financialisation and everyday lives offers fresh insights into how households make sense of their savings and investment decisions. By highlighting the constraints and contradictions intrinsic to the current asset-based welfare system, this book also challenges us to consider what kind of policy approaches would be required to address financial inequalities, particularly due to gender and ethnicity.” Karen P.Y. Lai, Durham University

Innehållsförteckning

Part 1: Everyday Financial Subjects1. Introduction2. Willing and Unwilling Subjects of Everyday FinancializationPart 2: Construction of the Everyday Asset Manager3. Normalizing Asset Accumulation4. Becoming an Everyday Asset ManagerPart 3: Being an Everyday Asset Manager5. The Conduct of the Everyday Asset Manager6. The Disciplining Effect of Asset NormsPart 4: Variegated Financial Subjectivities in the UK7. Coping with Constraints8. Managing Contradictions and Constraints9. ConclusionAppendix A: Income Thresholds and Interviewee ProfilesAppendix B: Analysis and Approach to Data