Dr. Abeba N. Turi (Ph.D.) is a published author and scholar with expertise in Digital Economy. She has extensive experience in academia and various research domains across different regions in Africa, Europe, and Canada. Her research works have been presented at international indexed conferences in China, Canada, Germany, Italy, Spain, and the United Kingdom. Her research interest areas include Algorithm Economy and Data Science, Applied Economics, Digital Economy, Fintech Applications and e-commerce, Business Model Design and Engineering, DLTs and Cryptonomics, Tech Policy and Emerging Tech Analysis. Dr. Turi identifies herself as a disruptive tech and decentralization enthusiast.   Dr. Pooja Lekhi (Ph.D.) is a proficient professional with over nine years of experience in teaching and research within the business administration field, specializing in finance. She currently holds the positions of Vice Chair in the Department of Quantitative Studies and finance professor at the University Canada West. Backed by a solid academic foundation and a comprehensive grasp of effective pedagogical and assessment methodologies, she adeptly communicates intricate technical and financial concepts with clarity. Her instructional responsibilities embrace both management and finance courses. She possesses a Ph.D. in business administration (finance) and a master's in business administration (finance) from Punjab Technical University in India. Her contributions include numerous published research articles, magazine pieces, and book reviews. Moreover, she's frequently cited in various international media outlets, including Express.co.uk, capital.com, and currency.com. Her research interests span analyzing asset quality management practices in banks, evaluating banks' loan and investment portfolios, along with exploring cryptocurrencies and financial technologies.

• Part I: Technological Breakthrough and Revolutionary Technologies Shaping the Future.- Chapter 1. Data Explosion, Algorithm Economy, and the AI Fervidness.- Chapter 2. Industry 5.0, Future of Workforce Beyond Efficiency and Productivity.- Chapter 3. Megatrends and Innovations Shaping the Future of Finance.- Chapter 4. Fintech 4.0 and Financial Systems.- Chapter 5. Technological Breakthroughs in Financial Services: Payment Services, BNPL, and CBDCs.- Chapter 6. Technology Megatrends for Sustainable Business.- Chapter 7. Sustainable Development: Driving Green and Clean Tech Innovations.- Chapter 8. Sustainability Accounting: Origins, Evolution, and Future.- Part II: Technological Convergence.- Chapter 9. Technological Shocks and Employment: A Pick from the RBC Theory.- Chapter 10. Convergence in Financial Systems: Fintech, Big Data, and Regulatory Standards.- Chapter 11. Sustainable Innovation and Industry 5.0: The Future of Industrial Progress.- Part III: Technological Threats: Policy and Regulatory Insights.- Chapter 12. Regulation of Tech Forces- Technological Backlash: The Luddite Perspective.- Chapter 13. Exploring Financial Service Innovations: Socioeconomic and Regulatory Concerns.- Chapter 14. Equipping Small and Medium Scale Companies (SMSC) through Open Innovation- A Refined Proof of Concept and OI Redesign for Strategic Implementation.

Dr. Abeba N. Turi (Ph.D.) is a published author and scholar with expertise in Digital Economy. She has extensive experience in academia and various research domains across different regions in Africa, Europe, and Canada. Her research works have been presented at international indexed conferences in China, Canada, Germany, Italy, Spain, and the United Kingdom. Her research interest areas include Algorithm Economy and Data Science, Applied Economics, Digital Economy, Fintech Applications and e-commerce, Business Model Design and Engineering, DLTs and Cryptonomics, Tech Policy and Emerging Tech Analysis. Dr. Turi identifies herself as a disruptive tech and decentralization enthusiast.   Dr. Pooja Lekhi (Ph.D.) is a proficient professional with over nine years of experience in teaching and research within the business administration field, specializing in finance. She currently holds the positions of Vice Chair in the Department of Quantitative Studies and finance professor at the University Canada West. Backed by a solid academic foundation and a comprehensive grasp of effective pedagogical and assessment methodologies, she adeptly communicates intricate technical and financial concepts with clarity. Her instructional responsibilities embrace both management and finance courses. She possesses a Ph.D. in business administration (finance) and a master's in business administration (finance) from Punjab Technical University in India. Her contributions include numerous published research articles, magazine pieces, and book reviews. Moreover, she's frequently cited in various international media outlets, including Express.co.uk, capital.com, and currency.com. Her research interests span analyzing asset quality management practices in banks, evaluating banks' loan and investment portfolios, along with exploring cryptocurrencies and financial technologies.

• Part I: Technological Breakthrough and Revolutionary Technologies Shaping the Future.- Chapter 1. Data Explosion, Algorithm Economy, and the AI Fervidness.- Chapter 2. Industry 5.0, Future of Workforce Beyond Efficiency and Productivity.- Chapter 3. Megatrends and Innovations Shaping the Future of Finance.- Chapter 4. Fintech 4.0 and Financial Systems.- Chapter 5. Technological Breakthroughs in Financial Services: Payment Services, BNPL, and CBDCs.- Chapter 6. Technology Megatrends for Sustainable Business.- Chapter 7. Sustainable Development: Driving Green and Clean Tech Innovations.- Chapter 8. Sustainability Accounting: Origins, Evolution, and Future.- Part II: Technological Convergence.- Chapter 9. Technological Shocks and Employment: A Pick from the RBC Theory.- Chapter 10. Convergence in Financial Systems: Fintech, Big Data, and Regulatory Standards.- Chapter 11. Sustainable Innovation and Industry 5.0: The Future of Industrial Progress.- Part III: Technological Threats: Policy and Regulatory Insights.- Chapter 12. Regulation of Tech Forces- Technological Backlash: The Luddite Perspective.- Chapter 13. Exploring Financial Service Innovations: Socioeconomic and Regulatory Concerns.- Chapter 14. Equipping Small and Medium Scale Companies (SMSC) through Open Innovation- A Refined Proof of Concept and OI Redesign for Strategic Implementation.

Dr. Abeba N. Turi (Ph.D.) is a published author and scholar with expertise in Digital Economy. She has extensive experience in academia and various research domains across different regions in Africa, Europe, and Canada. Her research works have been presented at international indexed conferences in China, Canada, Germany, Italy, Spain, and the United Kingdom. Her research interest areas include Algorithm Economy and Data Science, Applied Economics, Digital Economy, Fintech Applications and e-commerce, Business Model Design and Engineering, DLTs and Cryptonomics, Tech Policy and Emerging Tech Analysis. Dr. Turi identifies herself as a disruptive tech and decentralization enthusiast.   Dr. Pooja Lekhi (Ph.D.) is a proficient professional with over nine years of experience in teaching and research within the business administration field, specializing in finance. She currently holds the positions of Vice Chair in the Department of Quantitative Studies and finance professor at the University Canada West. Backed by a solid academic foundation and a comprehensive grasp of effective pedagogical and assessment methodologies, she adeptly communicates intricate technical and financial concepts with clarity. Her instructional responsibilities embrace both management and finance courses. She possesses a Ph.D. in business administration (finance) and a master's in business administration (finance) from Punjab Technical University in India. Her contributions include numerous published research articles, magazine pieces, and book reviews. Moreover, she's frequently cited in various international media outlets, including Express.co.uk, capital.com, and currency.com. Her research interests span analyzing asset quality management practices in banks, evaluating banks' loan and investment portfolios, along with exploring cryptocurrencies and financial technologies.

• Part I: Technological Breakthrough and Revolutionary Technologies Shaping the Future.- Chapter 1. Data Explosion, Algorithm Economy, and the AI Fervidness.- Chapter 2. Industry 5.0, Future of Workforce Beyond Efficiency and Productivity.- Chapter 3. Megatrends and Innovations Shaping the Future of Finance.- Chapter 4. Fintech 4.0 and Financial Systems.- Chapter 5. Technological Breakthroughs in Financial Services: Payment Services, BNPL, and CBDCs.- Chapter 6. Technology Megatrends for Sustainable Business.- Chapter 7. Sustainable Development: Driving Green and Clean Tech Innovations.- Chapter 8. Sustainability Accounting: Origins, Evolution, and Future.- Part II: Technological Convergence.- Chapter 9. Technological Shocks and Employment: A Pick from the RBC Theory.- Chapter 10. Convergence in Financial Systems: Fintech, Big Data, and Regulatory Standards.- Chapter 11. Sustainable Innovation and Industry 5.0: The Future of Industrial Progress.- Part III: Technological Threats: Policy and Regulatory Insights.- Chapter 12. Regulation of Tech Forces- Technological Backlash: The Luddite Perspective.- Chapter 13. Exploring Financial Service Innovations: Socioeconomic and Regulatory Concerns.- Chapter 14. Equipping Small and Medium Scale Companies (SMSC) through Open Innovation- A Refined Proof of Concept and OI Redesign for Strategic Implementation.