Dr. Firdous Ahmad Malik is an Assistant Professor of Economics at the University of People, Pasadena, California. He has been a research fellow at the National Institute of Public Finance and Policy and a Senior Research Associate at O.P. Jindal Global University. He holds a Master's in Economics from the University of Kashmir and a Ph.D. and MPhil from Babasaheb Bhimrao Ambedkar University. His research focuses on Microfinance, Financial Inclusion, and Financial Literacy, with publications in Springer, Elsevier, and Taylor & Francis. He actively promotes research among young scholars through YSI and other international organizations.Dr. Samriti Mahajan, Sr. Associate Professor & HoD at Lingaya’s Vidyapeeth, Faridabad, has 12+ years of experience in teaching, research, and administration. A Postdoctoral Fellow at Amity Dubai University, she holds a Ph.D. in Management and an MBA in Marketing & Biotechnology. She specializes in digital marketing, consumer behavior, and brand management. She has authored two books, 10+ chapters, and numerous indexed research papers, holding five design and 20 utility patents. Recognized with multiple awards, she speaks at international conferences and leads ICSSR-funded projects on sustainability, excelling in leadership, research mentoring, and curriculum development.Dr. D.K. Yadav, M.A., Ph.D., is a Professor of Economics at Babasaheb Bhimrao Ambedkar University, Lucknow, India. He earned his Ph.D. in Money Banking and Financial Institutions from Allahabad University. With 15 years of teaching experience, he specializes in Econometric Theory, Monetary Economics, and Public Finance. A member of the Indian Political Economic Association and the Indian Econometric Association, he has published extensively in Springer, Elsevier, and other Scopus-indexed journals. He has also supervised numerous Ph.D. and MPhil students.Dr. Naveed Ahmad Lone is an Assistant Professor of Economics at Government Degree College Pulwama, J&K. He has previously taught at AAAM Degree College Bemina, IUST Awantipora, and BGSB University Rajouri. He holds a Ph.D. from BBAU (Central University) Lucknow and has qualified NET/JRF in Economics, along with receiving an ICSSR doctoral fellowship. His research focuses on monetary economics, social development, and Islamic finance, with over a dozen publications in national and international journals. He has delivered lectures at various academic events and serves as an editor for reputed international journals. A member of multiple Boards of Studies, he has completed an ICSSR-funded research project on financial inclusion. He has supervised numerous PG scholars and currently mentors three Ph.D. candidates.Dr. Shahid Amin is an Associate Professor in the Department of Management and Convener of the Institute’s Innovation Council at the Institute of Technology and Management, Gwalior, M.P., India. An alumnus (FDP) of IIM Ahmedabad, he has over 12 years of teaching and research experience. His research is published in refereed journals, and he regularly contributes columns to newspapers and magazines. He has received several awards, including the ‘Academic Excellence Award’ from ERDA, the ‘Best Teacher Award’ at ITM University Gwalior (2021-22), the ‘Rashtriya Gaurav Saman Award’ (2019) for Social Service Contributions from the International Youth Society, and a ‘Certificate of Excellence’ from Govt. Degree College Tral, Kashmir.
