Firdous Ahmad Malik – författare

This book offers a thorough examination of the economics of financial inclusion and management from a contemporary standpoint. It covers a vast array of financial inclusion-related topics, surveying economies around the globe and analyzes the factors that contribute to both financial inclusion and exclusion.The book discusses the role of technology, examining how technological advances have revolutionized financial services and increased access to populations that were previously underserved. It studies the intersection of financial inclusion and sustainability, highlighting the significance of green finance and its role in fostering inclusive and sustainable economic growth. Financial literacy and the theories underlying financial inclusion efforts are examined, as is the impact of financial criminality. Further, the authors consider regional development and the extant gaps in financial inclusion as well as the urban-rural divide, investigating disparities between urban and rural areas and proposing strategies to bridge the gap. They also assess the effect of inflation and recession and discuss how monetary and fiscal policies can impact inclusion initiatives. The book concludes with a management perspective on financial inclusion, with chapters devoted to various aspects of administering inclusive financial systems. It combines theoretical insights with empirical evidence and case studies, from both developing and developed nations, to illustrate the various approaches and challenges and to provide a comprehensive understanding of worldwide advancements and developments. The comparative approach provides readers with insights into diverse strategies and best practices for overcoming challenges and obstacles and for promoting financial inclusion in various economic contexts.Overall, readers will benefit from the book's comprehensive analysis and exhaustive coverage. It is an invaluable resource for advanced students, scholars, researchers and policymakers.

This book offers a thorough examination of the economics of financial inclusion and management from a contemporary standpoint. It covers a vast array of financial inclusion-related topics, surveying economies around the globe and analyzes the factors that contribute to both financial inclusion and exclusion.The book discusses the role of technology, examining how technological advances have revolutionized financial services and increased access to populations that were previously underserved. It studies the intersection of financial inclusion and sustainability, highlighting the significance of green finance and its role in fostering inclusive and sustainable economic growth. Financial literacy and the theories underlying financial inclusion efforts are examined, as is the impact of financial criminality. Further, the authors consider regional development and the extant gaps in financial inclusion as well as the urban-rural divide, investigating disparities between urban and rural areas and proposing strategies to bridge the gap. They also assess the effect of inflation and recession and discuss how monetary and fiscal policies can impact inclusion initiatives. The book concludes with a management perspective on financial inclusion, with chapters devoted to various aspects of administering inclusive financial systems. It combines theoretical insights with empirical evidence and case studies, from both developing and developed nations, to illustrate the various approaches and challenges and to provide a comprehensive understanding of worldwide advancements and developments. The comparative approach provides readers with insights into diverse strategies and best practices for overcoming challenges and obstacles and for promoting financial inclusion in various economic contexts.Overall, readers will benefit from the book's comprehensive analysis and exhaustive coverage. It is an invaluable resource for advanced students, scholars, researchers and policymakers.

As economies navigate challenges and opportunities in an increasingly globalized and interconnected world, the concept of financial resilience has gained prominence.

Using case studies, emerging technologies, and regional perspectives, this book provides an analysis of effective ways to carry out Environmental, Social, and Governance (ESG) goals in enduring harmony with the United Nations Sustainable Development Goals (SDGs).

This two-volume edited collection explores how the rapid advancement of emerging technologies such as artificial intelligence, blockchain and the platform economy is challenging international tax systems to adapt to a new economic reality. In an economic world characterized by increased capital mobility, complex cross-border flows and smart business models, while practices such as base erosion and profit shifting (BEPS) are simultaneously reducing states' tax revenues and amplifying pressures on governments to rethink the global tax architecture, the book provides a comprehensive and integrated analysis of the impact of the digital transformation on global taxation.The book draws on research from around the globe to identify current gaps and propose concrete solutions to develop sustainable, equitable and resilient tax frameworks. One of the book's most compelling insights is its critical analysis of traditional paradigms of taxation that were designed for an industrial economy based on tangible assets and physical presence. The book demonstrates that these concepts are outdated in today's context, where economic value is predominantly created through data, intellectual property and platform-based business models. At the same time, the contributions explore the limitations of possible solutions, paying specific attention to their varying effectiveness between developed and emerging economies. This is a vital resource for economists, researchers and tax professionals in understanding and implementing tax systems that are fair, efficient and adaptable to new economic realities.

The exclusion of the destitute population from the formal financial system is a long-standing problem in India. This book examines the performance of financial inclusion policies in India to understand their impact on two urban vulnerable groups, Slum Dwellers and Beggars. This study includes analysis at the national level, the variables of the financial inclusion index like Penetration, Availability, and Usage from 2006 to 2020 from the world bank data set. Similarly, the authors examine five policies on financial inclusion by conducting a primary level survey on two urban capital cities of Lucknow and Kolkata, using a well-structured questionnaire for data collection. The authors uses two sampling techniques: simple random in the case of beggars, and stratified random in the case of slum dwellers.This book highlights the difference between financial access and non-access of household respondents in capturing the impacts of financial inclusion schemes on their socio-economic condition and financial behavior. The findings indicate that access to these schemes is extremely limited for the underprivileged population, such as beggars and slum dwellers. The analysis has shown that claims made by the government are not based on real-life occurrences. This book demonstrates that these programs have a negligible effect on life-deprived people.This book will be of interest to academia, policymakers, and society at large.

The exclusion of the destitute population from the formal financial system is a long-standing problem in India. This book examines the performance of financial inclusion policies in India to understand their impact on two urban vulnerable groups, Slum Dwellers and Beggars. This study includes analysis at the national level, the variables of the financial inclusion index like Penetration, Availability, and Usage from 2006 to 2020 from the world bank data set. Similarly, the authors examine five policies on financial inclusion by conducting a primary level survey on two urban capital cities of Lucknow and Kolkata, using a well-structured questionnaire for data collection. The authors uses two sampling techniques: simple random in the case of beggars, and stratified random in the case of slum dwellers.This book highlights the difference between financial access and non-access of household respondents in capturing the impacts of financial inclusion schemes on their socio-economic condition and financial behavior. The findings indicate that access to these schemes is extremely limited for the underprivileged population, such as beggars and slum dwellers. The analysis has shown that claims made by the government are not based on real-life occurrences. This book demonstrates that these programs have a negligible effect on life-deprived people.This book will be of interest to academia, policymakers, and society at large.

This book examines the relevance of global strategic perspective, as international competition continues to intensify & gain momentum, and management of human resource remains  a challenge in contemporary corporate scenario. As global business strategy requires globally competent people and implementation of global human resource systems, therefore the need to harness the multi-faceted dimensions of corporate employees is elaborated upon. This book explores cross cultural movement & interactions in International human resource management, where the theme of cross-cultural reentry remains largely neglected and underestimated in the sojourner’s transition trajectory. This book takes into account the available empirical investigations pointing to substantial concerns, affecting the psychological wellbeing, social readjustment and cultural identity of the returning individuals. This book examines the significance of re-entry as an issue of highest priority to both sojourning individuals as well as people managing the reentry transitions of travelers. In light of the unfolding knowledge revolution, the book explores the context of corporate India offering high knowledge density and rich demographic dividend. The need for companies, to harness the knowledge capital and accelerate Indians in the knowledge revolution is examined. Various factors that can influence the repatriation of an individual when back in the home country, and the challenges faced in repatriation at the individual-, team-, organizational-, and country-levels, is explored & analyzed. This book focuses on eliminating overall wastage and losses in Repatriation process, from an organizational point of view.The purview of this book encompasses the interface of Anticipatory Adjustment, Competency Transfer, Effective Repatriation and Reverse Culture Shock with Repatriates’ Adjustment, back home, and empirically analyzes the precursors and effects of the said paradigms in optimization of Repatriate talent from an organizational perspective. The purpose is to analyze the antecedents of repatriate adjustment in the mentioned context and to subsequently deliberate upon the acquired results to arrive at feasible and relevant conclusions. Optimization of Repatriate talent, and Repatriation Management from International Human Resource Management (IHRM) perspective, deserves a cross-disciplinary study of precursors effecting Repatriation Adjustment, with focus on the dimension of Indian Repatriate acculturation.

This book examines the relevance of global strategic perspective, as international competition continues to intensify & gain momentum, and management of human resource remains  a challenge in contemporary corporate scenario. As global business strategy requires globally competent people and implementation of global human resource systems, therefore the need to harness the multi-faceted dimensions of corporate employees is elaborated upon. This book explores cross cultural movement & interactions in International human resource management, where the theme of cross-cultural reentry remains largely neglected and underestimated in the sojourner’s transition trajectory. This book takes into account the available empirical investigations pointing to substantial concerns, affecting the psychological wellbeing, social readjustment and cultural identity of the returning individuals. This book examines the significance of re-entry as an issue of highest priority to both sojourning individuals as well as people managing the reentry transitions of travelers. In light of the unfolding knowledge revolution, the book explores the context of corporate India offering high knowledge density and rich demographic dividend. The need for companies, to harness the knowledge capital and accelerate Indians in the knowledge revolution is examined. Various factors that can influence the repatriation of an individual when back in the home country, and the challenges faced in repatriation at the individual-, team-, organizational-, and country-levels, is explored & analyzed. This book focuses on eliminating overall wastage and losses in Repatriation process, from an organizational point of view.The purview of this book encompasses the interface of Anticipatory Adjustment, Competency Transfer, Effective Repatriation and Reverse Culture Shock with Repatriates’ Adjustment, back home, and empirically analyzes the precursors and effects of the said paradigms in optimization of Repatriate talent from an organizational perspective. The purpose is to analyze the antecedents of repatriate adjustment in the mentioned context and to subsequently deliberate upon the acquired results to arrive at feasible and relevant conclusions. Optimization of Repatriate talent, and Repatriation Management from International Human Resource Management (IHRM) perspective, deserves a cross-disciplinary study of precursors effecting Repatriation Adjustment, with focus on the dimension of Indian Repatriate acculturation.

This book offers a thorough examination of financial resilience and environmental sustainability, focusing on the financing of environmental sustainability, and addressing the issues, challenges, and opportunities of green financing alongside sustainable development.

This book examines how emerging technologies are reshaping performance measurement in financial services. It delivers an integrated and authoritative treatment of the subject, encompassing conceptual foundations, methodological innovations, empirical evidence, and bibliometric analyses. Special attention is given to the transformative role of AI, Machine Learning, and Big Data in improving predictive accuracy, operational benchmarking, and strategic decision-making. Unlike conventional performance analysis, this book focuses on the unique structural and operational complexities of financial service firms where inputs and outputs often overlap, are intangible, and resist traditional quantification. The contributors bring deep expertise and diverse regional perspectives, positioning this volume as a benchmark in global financial services research. With its extensive literature reviews and curated citations, the book is an indispensable reference for academics, policymakers, and industry analysts seeking to navigate the evolving landscape of performance measurement in the digital era.