Despina Mavromati – författare

The role that payments play within the general framework of financial services in the EC is indispensable for the realization of a true single European market including, inter alia, the conditions of cross-border purchasing, the legal framework of consumer protection, and the technical standards against fraud in payment systems. The Commission’s New Legal Framework for payment services in the internal market – as evidenced by the EC Payment Services Directive (PSD) – represents an important step towards the completion of an initiative for a Single Euro Payments Area and, more broadly, EU-wide financial services integration. Yet, while wholesale financial services and, in particular, wholesale payment services have been extensively regulated, much work remains to be done in the sector of retail financial services, an area directly affecting consumers and small enterprises. Using a dual focus on the historical development of EC financial services law and current trends in this highly evolving sector, this important book masterfully reveals and delimits the legal aspects of payments within the European Union and analyses the different legislative approaches to harmonization in financial services. The author shows that, despite the inherent sensitivity of the financial services sector and the rapid technological developments, a centralized EC initiative for payment services has the potential to bring about tangible results in terms of consumer protection and further EC integration. In the course of her in-depth treatment, the author explores the following such elements as they relate to payment services: • the case law of the ECJ on the meaning of payments and capital; • theories of minimum versus maximum harmonization in financial services; • the application of mutual recognition and home country control; • the comitology procedure; • the principle of subsidiarity in the context of financial services legislation; • authorization requirements for payment institutions; • supervision of the payment institutions; • liability for losses from unauthorized transactions; • liability for non-execution or defective execution of a payment transaction; • revocability and irrevocability of a payment order; • varying levels of consumer protection in payment services; and • transparency and liability issues under the PSD. As the EU continues to experience increasing pressure and incentives to evaluate the existing legal framework affecting payments across its Member States, this book’s clear analysis of the complex legal framework, as well as its informed perspectives on future prospects, will greatly facilitate the advancement of legal scholarship in the area. The book is well worth the attention of banking professionals, business people and other interested parties.

The Definitive Guide to Sports ArbitrationThe Court of Arbitration for Sport (CAS) has long been recognized as the supreme authority in sports-related dispute resolution, providing a fast, cost-effective, and independent forum for settling conflicts in the sporting world. Since its inception in 1984, CAS has built an unparalleled reputation, with its rulings shaping the landscape of international sports law.This fully revised and updated edition of the comprehensive commentary offers an in-depth, article-by-article analysis of the CAS Rules, providing an essential guide for practitioners, arbitrators, and scholars alike. Drawing on key CAS and Swiss Federal Tribunal case law, internal CAS practices, and international arbitration principles, the CAS Commentary navigates through the complexities of sports arbitration with clarity and precision. This second edition features new template documents and a brand new chapter on the CAS ad hoc Rules and the Rules of the CAS Anti-Doping Division during the Olympic Games.Key topics include: establishing CAS jurisdiction and ensuring compliance with procedural requirements; drafting valid requests for arbitration and statements of appeal; understanding the applicable law and procedural framework in CAS cases; provisional measures, procedural safeguards, and legal remedies; conducting ordinary and appeals arbitration before CAS; latest jurisprudence from the Swiss Federal Tribunal on CAS-related matters; cost considerations, legal aid, and practical guidance for all stakeholders; and understanding the CAS ad hoc proceedings during the Olympic Games.Covering landmark CAS rulings on contractual disputes, disciplinary sanctions, eligibility, and governance, this book is an indispensable resource for anyone interested in the evolving field of sports arbitration.With its insightful commentary and practical approach, this book not only clarifies the CAS arbitration process but also offers innovative procedural solutions that can be adapted to international arbitration beyond sports law.