Marta Božina Beroš – författare

This comprehensive and essential Commentary examines both the origins and effect of the EU’s 2015 Payment Services Directive (PSD2). Addressing a significant gap in the available literature, the book is divided into two parts: Part I analyses the legislative provisions of the Directive, while Part II explores the PSD2 implementation experience in selected EU Member States as well as in the United Kingdom. Key features include:An innovative, systematic analysis of the Directive by leading scholars and practitionersAn in-depth legal and economic examination of the Directive’s provisions and how they relate to other relevant EU legislationA comprehensive guide to the Directive’s implementation in a number of EU member states with reference to national legislation and jurisprudenceThe original analytical approach will ensure that this Commentary proves to be crucial reading for scholars of EU financial, banking and consumer protection law. It will also be a critical resource for practitioners, compliance and authority officers, and other professionals working in this field.

This comprehensive and essential Commentary examines both the origins and effect of the EU’s 2015 Payment Services Directive (PSD2). Addressing a significant gap in the available literature, the book is divided into two parts: Part I analyses the legislative provisions of the Directive, while Part II explores the PSD2 implementation experience in selected EU Member States as well as in the United Kingdom.

Key features include:

An innovative, systematic analysis of the Directive by leading scholars and practitionersAn in-depth legal and economic examination of the Directive’s provisions and how they relate to other relevant EU legislationA comprehensive guide to the Directive’s implementation in a number of EU member states with reference to national legislation and jurisprudence

The original analytical approach will ensure that this Commentary proves to be crucial reading for scholars of EU financial, banking and consumer protection law. It will also be a critical resource for practitioners, compliance and authority officers, and other professionals working in this field.

This book studies relationship dynamics between National Competent Authorities (NCAs) within two agencies governing the European banking sector: the European Banking Authority and the Single Resolution Board. The analysis centres on NCAs policy preferences and the variety thereof, particularly in the context of banking market fragmentation (Euro area vs. non-Euro area countries/banking union "ins" and "outs"). The focus is not so much on the motivations of these preferences, but on the processes and mechanisms that help reach NCAs consensus on prudential matters. Through an interdisciplinary approach rooted in legal analysis and political economy, the book shows how national actors inform decision-making within European agencies in banking, and whether—and how—the reality of differentiated integration within the internal banking market challenges policy creation.