Matt Smith – författare

To truly be successful, today’s financial advisor must strike the right balance between effectively engaging with his or her clients and finding meaningful ways to maintain their financial security. By framing your mission in this way, you can help your clients clarify their vision, build a plan to achieve it, and manage that plan so they stay on track. Nobody understands this better than authors Timothy Noonan and Matt Smith—two seasoned financial professionals with over five decades of combined experience working in the asset management business. And now, in Someday Rich, they show financial advisors with clients who are rich, or have the opportunity to become rich, how to sustain a client’s desired lifestyle to, and through, retirement.Engaging and informative, Someday Rich provides the context, description, and implementation suggestions for the Personal Asset Liability Model—a process that will allow you to determine a client’s funded status relative to their future spending needs as well as develop and monitor their investment plan accordingly. While the methods in the Personal Asset Liability Model may not have been practically accessible to past advisors with a large number of clients, this model now brings together the technical methods to answer important client questions in a way that is feasible and includes the communication strategies that can make the delivery of the advice model more effective.Along the way, this reliable resource discusses the business of giving good advice and addresses how to incorporate these steps into a client engagement road map. Insights on various other issues associated with this discipline are also included, such as how to develop client trust and deliver personalized service when you have so many clients, and contingency risks—life, health, disability, and long-term care—that need to be considered in the financial planning process. And in later chapters, single-topic essays, contributed by experts in the financial planning field, cover issues ranging from target date funds and the investment aspects of longevity risk to modern portfolio decumulation.Building more valuable relationships with your clients is a difficult endeavor. But with Someday Rich, you’ll discover what it takes to achieve this goal as you put them on a path to a sustainable financial future.

As international development presents enormous moral, political and ethical challenges, so researching and understanding it requires negotiation of its contested contours. The chapters draw on research conducted around the world using a range of methodologies, perspectives and commitments, rooted in diverse disciplines. Through their exploration of the interrelationship of qualitative methodologies and development theory, policy and practice, the book demonstrates the importance of placing qualitative methodologies within their conceptual, practical and political contexts. It also highlights the important but contested contribution that qualitative methodology can make to not only understanding development, but engendering it. This book explores qualitative methodology and development in terms of the ways researchers negotiate boundaries and borders. It asks questions of development research, critiques relationships between researchers and subjects, and challenges connections between research and change. It demonstrates the importance of placing qualitative methods within their right context. This book series is available electronically online.

Sponsored by the Task Committee on Direct Steerable Pipe Thrusting of the Committee on Trenchless Installation of Pipelines of the Utility Engineering & Surveying Institute of ASCEDirect Steerable Pipe Thrusting details how engineers and construction professionals can utilize the Direct Steerable Pipe Thrusting (DSPT) method, also known as Direct Pipe, a relatively recent innovation in the trenchless pipeline installation industry, which combines characteristics of horizontal directional drilling (HDD) and conventional microtunneling to design and install pipelines in ground conditions that would be challenging for other trenchless methods.Topics includeHistory of DSPT;Overview of the DSPT method;Parameters that should be considered when determining the applicability and constructability of a potential DSPT project;Guidance on how to conduct site investigations that are critical to the DSPT process;Design process involved in the DSPT installation method, pulling techniques from both HDD and microtunneling;Installation stresses, evaluation, considerations, and calculations;Contract documents and forms, delivery methods, and potential legal issues associated with DSPT projects; andOverview of the construction phase of DSPT installations.MOP 155 provides information on the DSPT method and serves as a contribution to the DSPT engineering practice to benefit engineers, owners, contractors, equipment manufacturers, and other project and industry stakeholders.

A wide-ranging anthology of experimental writing—prose, poetry, and hybrid—from its most significant practitioners and innovators  A variety of names have been used to describe fiction, poetry, and hybrid writing that explore new forms and challenges mainstream traditions. Those phrases include experimental, conceptual, avant-garde, hybrid, surfiction, fusion, radical, slip-stream, avant-pop, postmodern, self-conscious, innovative, L=A=N=G=U=A=G=E writing, alternative, and anti- or new literature. Conceptualisms: The Anthology of Prose, Poetry, Visual, Found, E- & Hybrid Writing as Contemporary Art is the first major anthology of writing that offers readers an overview of this other tradition as it lives in the early decades of the 21st century.Featuring over 100 pieces from more than 90 authors, this anthology offers a plethora of aesthetics and approaches to a wide variety subjects. Editor Steve Tomasula has gathered poems, prose, and hybrid pieces that all challenge our understanding of what literature means. Intended as a collection of the most exciting and bold literary work being made today, Tomasula has put a spotlight on the many possibilities available to writers and readers wishing for a glimpse of literature’s future.Readers will recognize authors who have shaped contemporary writing, as among them Lydia Davis, Charles Bernstein, Jonathan Safran Foer, Shelley Jackson, Nathaniel Mackey, David Foster Wallace, and Claudia Rankine. Even seasoned readers will find authors, and responses to the canon, not yet encountered. Conceptualisms is a book of ideas for writers, teachers and scholars, as well as readers who wonder how many ways literature can live.The text features headnotes to chapters on themes such as sound writing, electronic literature, found text, and other forms, offering accessible introductions for readers new to this work. An online companion presents statements about the work and biographies of the authors in addition to audio, video, and electronic writing that can’t be presented in print. Visit www.conceptualisms.info to read more.

Drawing on thirty years of making theatre with objects, this field-defining book maps the terrain of applied puppetry.Through a range of case studies both personal and practical, Matt Smith offers a reflective and engaging study which provides makers, thinkers and students alike with a toolkit for thinking about and making puppetry in community settings.Through eight chapters, Smith muses on the nature of creativity, explores approaches to puppetry through ecology, and considers how puppets and objects affect the act of making and – in turn – how they affect those who make, use and experience them in performance.Along the way, Applied Puppetry offers practical exercises in theatre-making, demonstrates the political power of puppetry beyond borders, and interrogates the limitations and possibilities of puppetry and object theatre in local communities, volatile contexts and difficult circumstances.

Drawing on thirty years of making theatre with objects, this field-defining book maps the terrain of applied puppetry.Through a range of case studies both personal and practical, Matt Smith offers a reflective and engaging study which provides makers, thinkers and students alike with a toolkit for thinking about and making puppetry in community settings.Through eight chapters, Smith muses on the nature of creativity, explores approaches to puppetry through ecology, and considers how puppets and objects affect the act of making and – in turn – how they affect those who make, use and experience them in performance.Along the way, Applied Puppetry offers practical exercises in theatre-making, demonstrates the political power of puppetry beyond borders, and interrogates the limitations and possibilities of puppetry and object theatre in local communities, volatile contexts and difficult circumstances.

PHP Crash Course takes you from beginner to professional PHP programming, through hundreds of in-depth examples and hands-on exercises. You'll explore best practices for developing fast, secure, and easy-to-maintain websites, while establishing a broad foundation of programming knowledge and experience. You'll also learn how to create consistent, modern-looking web pages with easily customizable templates by combining dynamic PHP scripts, static HTML code, and Bootstrap styling; how to write scripts that can communicate with MySQL to enable data-rich web apps; and how to implement best-practice website security. As you follow along, you'll learn real-life patterns and modern programming techniques for creating, extending, and modifying web applications, all using the powerful PHP language.

Develop quality game components and solve common gameplay problems with various game design patternsKey FeaturesBecome proficient at traditional 2D and 3D game developmentBuild amazing interactive interfaces with Unity's UI systemDevelop professional games with realistic animation and graphics, materials and cameras, and AI with Unity 2018Book DescriptionWith the help of the Unity 2018 Cookbook, you’ll discover how to make the most of the UI system and understand how to animate both 2D and 3D characters and game scene objects using Unity's Mecanim animation toolsets.Once you’ve got to grips with the basics, you will familiarize yourself with shaders and Shader Graphs, followed by understanding the animation features to enhance your skills in building fantastic games. In addition to this, you will discover AI and navigation techniques for nonplayer character control and later explore Unity 2018’s newly added features to improve your 2D and 3D game development skills. This book provides many Unity C# gameplay scripting techniques.By the end of this book, you'll have gained comprehensive knowledge in game development with Unity 2018.What you will learnGet creative with Unity's shaders and learn to build your own shaders with the new Shader Graph toolCreate a text and image character dialog with the free Fungus Unity pluginExplore new features integrated into Unity 2018, including TextMesh Pro and ProBuilderMaster Unity audio, including ducking, reverbing, and matching pitch to animation speedsWork with the new Cinemachine and timeline to intelligently control camera movementsImprove ambiance through the use of lights and effects, including reflection and light probesCreate stylish user interfaces with the UI system, including power bars and clock displaysWho this book is forUnity 2018 Cookbook is for you if you want to explore a wide range of Unity scripting and multimedia features and find ready-to-use solutions for many game features. This book also helps programmers explore multimedia features. It is assumed that you already know basics of Unity and have some programming knowledge of C#.

Mapping the uncertain landscape of education in the wake of the COVID-19 pandemic, Digital Learning in Higher Education examines how higher education (HE) institutions have moved to widespread digital learning in an effort to maintain the educational experience. The book navigates the possibilities that lie ahead, exploring the beginnings of a new future for HE. Reflections from HE practitioners on this rapid transition to digital and remote learning offer key perspectives on the new online learning mode, as experienced by students, teaching staff, and those in the wider field of education, including learning technologists, librarians, and publishers. Spurred on by the changes in thinking necessitated by the pandemic, the book highlights the possibilities facilitated by online learning, from enhanced inclusivity to making education accessible to wider audiences. It concludes with a proposal for how we might “build back better” and continue to evolve the sector. Timely and comprehensive, this book will support the pedagogical decision-making of HE practitioners both now and in the future. Offering an insight into what the “new normal” of education may soon resemble, it will also be beneficial to HE management and other educational professionals, helping to guide their policy and financial decision-making processes regarding digital technology.

Are you ready to take your Unity game development skills to the next level? Look no further! The "Unity Cookbook 2023, 5th Edition" is your essential guide to mastering the latest features of Unity 2023, packed with over 140 recipes to empower your game development journey.Purchase of the print or Kindle book includes a free eBook in the PDF format.Key FeaturesExplore VR and AR development to create immersive experiences that redefine gamingCraft captivating mobile games with optimized performance and user-friendly controlsElevate gameplay with expertly composed music, dynamic sound effects, and seamless audio integrationBook DescriptionUnleash your game development potential with Unity Cookbook, 5th Edition, designed to equip you with the skills and knowledge needed to excel in Unity game development. With over 160 expertly crafted recipes empowering you to pioneer VR and AR experiences, excel in mobile game development, and become a master of audio techniques.In this latest edition, we've meticulously curated a collection of recipes that reflect the latest advancements in Unity 2023, ensuring you stay at the forefront of game development. You'll discover dedicated recipes for First/Third Person (Core) templates, create engaging mobile games, delve into Virtual and Augmented Reality, and go further with audio by exploring advanced techniques. Additionally, the book has been fully updated to incorporate the new input system and TextMeshPro, essential elements for modern game development.From exploring C# scripting to crafting stylish UIs, creating stunning visual effects, and understanding shader development through Shader Graph, every chapter is designed to take you closer to your goal of becoming a proficient Unity developer.So, whether you're aiming to develop the next hit game, enhance your portfolio, or simply have fun building games, this book will be your trusted companion on your journey to Unity proficiency.What you will learnCraft stylish user interfaces, from power bars to radars, and implement button-driven scene changes effortlesslyEnhance your games with AI controlled characters, harnessing Unity's navigation meshes, surfaces, and agentsDiscover the power of Cinemachine in Unity for intelligent camera movementsElevate games with immersive audio, including background music and dynamic sound effectsBring your games to life with captivating visual effects, from smoke and explosions to customizable particle systemsBuild your own shaders using Unity's Shader Graph toolWho this book is forIf you’re a Unity developer looking for better ways to resolve common recurring problems, then this book is for you. Programmers dipping their toes into multimedia features for the first time will also find this book useful. Before you get started with this book, you’ll need a solid understanding of Unity’s functionality and experience with programming in C#.

Discover the latest features of Unity 2021 and dive deeper into the nuances of professional game development with UnityKey FeaturesDiscover the latest features of Unity 2021 including coverage of AR/VR developmentFollow practical recipes for better 2D and 2D character development with Unity GameKitsLearn powerful techniques and expert best practices in building 3D objects, textures, and materialsBook DescriptionIf you are a Unity developer looking to explore the newest features of Unity 2021 and recipes for advanced challenges, then this fourth edition of Unity Cookbook is here to help you.With this cookbook, you’ll work through a wide variety of recipes that will help you use the essential features of the Unity game engine to their fullest potential. You familiarize yourself with shaders and Shader Graph before exploring animation features to enhance your skills in building games.As you progress, you will gain insights into Unity's latest editor, which will help you in laying out scenes, tweaking existing apps, and building custom tools for augmented reality and virtual reality (AR/VR) experiences. The book will also guide you through many Unity C# gameplay scripting techniques, teaching you how to communicate with database-driven websites and process XML and JSON data files.By the end of this Unity book, you will have gained a comprehensive understanding of Unity game development and built your development skills. The easy-to-follow recipes will earn a permanent place on your bookshelf for reference and help you build better games that stay true to your vision.What you will learnDiscover how to add core game features to your projects with C# scriptingCreate powerful and stylish UI with Unity's UI system, including power bars, radars, and button-driven scene changesWork with essential audio features, including background music and sound effectsDiscover Cinemachine in Unity to intelligently control camera movementsAdd visual effects such as smoke and explosions by creating and customizing particle systemsUnderstand how to build your own Shaders with the Shader Graph toolWho this book is forIf you’re a Unity developer looking for better ways to resolve common recurring problems with recipes, then this book is for you. Programmers dipping their toes into multimedia features for the first time will also find this book useful. Before you get started with this Unity engine book, you’ll need a solid understanding of Unity’s functionality and experience with programming in C#.

The research fields of "artificial intelligence and music" and "cognitive musicology" are relative newcomers to the many interdisciplinary groupings based around the centre of AI and cognitive science. They are concerned with the computational study and emulation of human behaviour with respect to music, in many aspects, and with varying degrees of emphasis on psychological plausibility. Recent publications have included work in such diverse areas as rhythm and pitch perception, performance, composition, and formal analysis. Music shares with language the property of giving access to human mental behaviour in a very direct way. As such, it has the potential to be a very useful domain for AI work. Furthermore, in the course of time, AI related work will surely throw light back onto some or all of the fields to which it is applied. Indeed, we are already beginning to feel the benefits of the application of AI techniques to music technology. It is not surprising, therefore, that one of the first areas interest for of musical AI study is that of music education. There are many ways in which an artificial intelligence or cognitive science approach to music education may be applied - for example, to automate tuition, to explain learning processes, to provide metaphors for human computer interaction, and so on. This collection of papers, which is intended to give an impression of both the breadth and depth of the field, originated from a workshop entitled "Music Education: An Artificial Intelligence Approach".

This book relays the largely untold story of the approximately 1,100 Australian war graves workers whose job it was to locate, identify exhume and rebury the thousands of Australian soldiers who died in Europe during the First World War.

This book relays the largely untold story of the approximately 1,100 Australian war graves workers whose job it was to locate, identify exhume and rebury the thousands of Australian soldiers who died in Europe during the First World War.