Law and Policy of the Banking System

AvAndreas Kokkinis,Andrea Miglionico

Häftad, Engelska, 2026

634 kr

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Beskrivning

This book provides a contextual, interdisciplinary and comparative analysis of the legal and policy framework governing the mechanics of the banking system. It examines the interaction between law, regulation and public policy, focusing on themes such as prudential supervision, financial consumer protection, systemic risk and technological change. It also addresses the impact of Brexit, digitalisation, and the challenges posed by FinTech and AI systems.Organised into four parts, the book explores the regulatory architecture of UK and EU banking systems, as well as the complex and evolving regulatory frameworks for banks that aim to prevent and manage banking crises. The second edition offers a deeper comprehensive view that balances both academic and practitioner perspectives on the evolving financial industry. It includes a new chapter on ESG and sustainable finance, updates on digital payments and settlement processes, and an exploration of blockchain and crypto assets. The book demonstrates that the proliferation of legislative intervention in the banking sector since the global financial crisis has created persistent tensions between regulatory rules and the common law.Law and Policy of the Banking System is an invaluable resource for students, scholars, regulators and professionals seeking an account of the rapidly evolving field of banking law and regulation.

Produktinformation

Utgivningsdatum:2026-11-30
Mått:174 x 246 x undefined mm
Format:Häftad
Språk:Engelska
Antal sidor:544
Upplaga:2
Förlag:Taylor & Francis Ltd
ISBN:9781041193876

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Andreas Kokkinis is Associate Professor at the University of Birmingham, UK.Andrea Miglionico is Associate Professor at the University of Reading, UK.

Recensioner i media

“Kokkinis and Miglionico masterfully encapsulate the complex regulation of banking which aims to give expression to the human rights and sustainability agenda in the post Brexit landscape whilst attendant to rapidly developing digital technologies The second edition is an essential text for scholars and practitioners of banking and finance law.”Lorraine Talbot, Professor of Company Law in Context, University of Birmingham, UK“Combining rigorous doctrinal analysis with a detailed account of the UK and EU regulatory frameworks, this book provides a clear and comprehensive guide to the core dimensions of banking law, from the bank–customer relationship to prudential supervision, resolution, and emerging challenges in digital and sustainable finance.” Anat Keller, Dr and Reader in Law, King's College London, UK

Innehållsförteckning

Part I: Banks and their Regulators 1. The Banking System 2. The Regulatory Architecture of the UK Banking System: Prioritising Financial Stability and the Management of Systemic Risk 3. ESG, sustainability and human rights in banking 4. EU Harmonisation of the Banking Regulatory Framework Part II: The Business of Banks 5. The Bank Customer Relationship and the Bank’s Duties 6. Business Conduct Regulation and Financial Consumer Protection 7. Digital Payments and Settlement Process 8. Business and Consumer Lending 9. Money Laundering and Terrorist Financing Part III: Preventing Banking Crises 10. Bank Capital and Liquidity Requirements 11. The Regulation of Bank Corporate Governance, Executive Remuneration and Senior Managers Accountability 12. FinTech, RegTech and Digital Technologies in Banking Services Part IV: Managing Bank Failures 13. UK Banking Resolution and the EU Single Resolution Mechanism 14. Deposit Insurance and Banking Stability 15. Regulatory Developments on Non-Performing Loans (NPLs) and the EU Framework on Credit Services 16. The Impact of Brexit on the Banking Sector