This book presents the breakthrough technique that outperforms asset allocation - and takes your portfolio to the next level. Over the past two decades, asset allocation has become the holy grail of investment techniques. Experts championed it, brokers and financial planners sold it, clients bought it, and few questioned the wisdom of trying to squeeze widely varying investors and their financial goals into prefabricated "one size fits all" allocation formulas. Problem is, asset allocation has significant flaws in the way it is used today, especially for personal investors."Asset Dedication" exposes these flaws, corrects them, and propels investors and advisors into the next generation of personal investing.This revolutionary book introduces asset dedication, an investment program based on the latest techniques in modern financial management technology that will allow you to: improve a portfolio's performance by constructing a seven-step, personalized asset dedication program; design financial strategies tailored to fit the three investing phases of life - accumulation, distribution, and transfer; and, build a flexible but passive set-it-and-forget-it portfolio that matches or exceeds actively managed portfolios without high fees and "loads". The time is long past for the shortcomings of asset allocation to be revealed and repaired."Asset Dedication" shows how to build a personalized portfolio, one that has been proven through extensive backtesting to consistently outperform asset allocation and meet your financial wants and needs over both the short- and long-term. "New ideas often take a long time to replace old ideas. The purpose of this book is to introduce a new idea: asset dedication. It is a strategy that works. The evidence is here." - From Chapter 1. To anyone who has taken the time to look, it has become clear that asset allocation has severe drawbacks.Chief among those is the focus on applying static, set-in-stone formulas to a narrow range of "model" portfolios and forcing a wide range of investors to follow them. This may help brokers to quickly pigeonhole investors into pre-set allocation models with their generic, impersonal formulas, but fails to provide truly customized portfolios.Meeting the widely varying needs, resources, and goals of individual investors precisely and safely is exactly where asset allocation falls short, and reveals its own fundamental flaws. "Asset Dedication" breaks the monopoly that asset allocation has held over individual investors. It provides a rationale for why each dollar is invested in stocks, bonds, or cash and how to dedicate the precise amount in each asset class to do the job it does best - no more, no less: just enough cash to meet emergency needs; just enough in bonds to provide sufficient and steady income; and, everything else in stocks for long-term growth.Asset dedication represents the first major shift in investment strategy since the popularization of asset allocation in the 1980s.Historical comparisons show that it achieves better performance than the traditional and often arbitrary fixed-formula asset allocation approach. Asset allocation is about to replaced by a new technique that promises to shift the ways in which investors at every level, especially retirees, approach their investment decisions. "Asset Dedication" introduces you to this focused new approach, shows how to break the stranglehold that asset allocation holds on your portfolio, and helps you, once and for all, to become the master of your current and future financial success.

This volume deals with the diverse range of industries concerned with the supply and processing of food in the UK. It covers sources relating to food production and processing, including foodstuffs supplied from abroad, and also fish supply and processing.

A major portion of the study of the qualitative nature of solutions of differential equations may be traced to the famous 1836 paper of Sturm [1), (here, as elsewhere throughout this manuscript, numbers in square brackets refer to the bibliography at the end of this volume), dealing with oscilla- tion and comparison theorems for linear homogeneous second order ordinary differential equations. The associated work of Liouville introduced a type of boundary problem known as a "Sturm-Liouville problem", involving, in particular, an introduction to the study of the asymptotic behavior of solu- tions of linear second order differential equations by the use of integral equations. In the quarter century following the 1891 Gottingen dissertation [1) of Maxime Bacher (1867-1918), he was instru- mental in the elaboration and extension of the oscillation, separation, and comparison theorems of Sturm, both in his many papers on the subject and his lectures at the Sorbonne in 1913-1914, which were subsequently published as his famous Leaons sur Zes methodes de Sturm [7).

This volume deals with the diverse range of industries concerned with the supply and processing of food in the UK. It covers sources relating to food production and processing, including foodstuffs supplied from abroad, and also fish supply and processing.

Dallas Seminary Professors Make Basic Theology Accessible for AllTheology doesn't have to be complicated. In this book, trusted Dallas Seminary professors present a concise systematic theology that distills the essential spiritual truths in a way that makes sense to readers--students, lay people, and pastors. Here are introductions, overviews, and reviews of key tenets of orthodox protestant evangelical doctrines. The book also includes an annotated list of key applicable Bible texts, a quick-paced story of doctrine throughout church history, heresies or distortions to be aware of, and more.Exploring Christian Theology is useful for discipleship, catechism, membership training, preview or review of doctrine, or quick personal reference. It can also be used by ministry training programs, Bible colleges, or seminaries as an introductory primer to orient students in preparation for a more in-depth study of theology.

The Foundations of Theology in Everyday LanguageDallas Seminary professors Nathan Holsteen and Michael Svigel are passionate about the key doctrines of Christianity. They want readers to know why they're important and why they matter. This volume includes two parts:·From Dust to Dust: Creation, Humanity, and the Fall ·Wise Unto Salvation: Gospel, Atonement, and Saving GraceThe authors explore these important topics in a concise and highly readable style that makes sense--whether you're a student of the Bible, a pastor, or someone who simply wants to know God better. For each topic you'll find·An introduction, overview, and review of the key points·Several applicable Bible texts, including verses to memorize·A quick-paced history of the doctrine·Distortions to be aware of and avoid·Reading lists for further study·A glossary of theological terms"Exploring Christian Theology is a wonderful doctrinal primer that teaches theology in a way that will engage you and cause you to reflect. . . . A great way to get acquainted with key biblical theological themes."--Darrell Bock, Senior Research Professor, Dallas Theological Seminary

This volume deals with the diverse range of industries concerned with the supply and processing of food in the UK. It covers sources relating to food production and processing, including foodstuffs supplied from abroad, and also fish supply and processing.

This volume deals with the diverse range of industries concerned with the supply and processing of food in the UK. It covers sources relating to food production and processing, including foodstuffs supplied from abroad, and also fish supply and processing.

This book presents the breakthrough technique that outperforms asset allocation - and takes your portfolio to the next level. Over the past two decades, asset allocation has become the holy grail of investment techniques. Experts championed it, brokers and financial planners sold it, clients bought it, and few questioned the wisdom of trying to squeeze widely varying investors and their financial goals into prefabricated "one size fits all" allocation formulas. Problem is, asset allocation has significant flaws in the way it is used today, especially for personal investors."Asset Dedication" exposes these flaws, corrects them, and propels investors and advisors into the next generation of personal investing.This revolutionary book introduces asset dedication, an investment program based on the latest techniques in modern financial management technology that will allow you to: improve a portfolio's performance by constructing a seven-step, personalized asset dedication program; design financial strategies tailored to fit the three investing phases of life - accumulation, distribution, and transfer; and, build a flexible but passive set-it-and-forget-it portfolio that matches or exceeds actively managed portfolios without high fees and "loads". The time is long past for the shortcomings of asset allocation to be revealed and repaired."Asset Dedication" shows how to build a personalized portfolio, one that has been proven through extensive backtesting to consistently outperform asset allocation and meet your financial wants and needs over both the short- and long-term. "New ideas often take a long time to replace old ideas. The purpose of this book is to introduce a new idea: asset dedication. It is a strategy that works. The evidence is here." - From Chapter 1. To anyone who has taken the time to look, it has become clear that asset allocation has severe drawbacks.Chief among those is the focus on applying static, set-in-stone formulas to a narrow range of "model" portfolios and forcing a wide range of investors to follow them. This may help brokers to quickly pigeonhole investors into pre-set allocation models with their generic, impersonal formulas, but fails to provide truly customized portfolios.Meeting the widely varying needs, resources, and goals of individual investors precisely and safely is exactly where asset allocation falls short, and reveals its own fundamental flaws. "Asset Dedication" breaks the monopoly that asset allocation has held over individual investors. It provides a rationale for why each dollar is invested in stocks, bonds, or cash and how to dedicate the precise amount in each asset class to do the job it does best - no more, no less: just enough cash to meet emergency needs; just enough in bonds to provide sufficient and steady income; and, everything else in stocks for long-term growth.Asset dedication represents the first major shift in investment strategy since the popularization of asset allocation in the 1980s.Historical comparisons show that it achieves better performance than the traditional and often arbitrary fixed-formula asset allocation approach. Asset allocation is about to replaced by a new technique that promises to shift the ways in which investors at every level, especially retirees, approach their investment decisions. "Asset Dedication" introduces you to this focused new approach, shows how to break the stranglehold that asset allocation holds on your portfolio, and helps you, once and for all, to become the master of your current and future financial success.

This volume deals with the diverse range of industries concerned with the supply and processing of food in the UK. It covers sources relating to food production and processing, including foodstuffs supplied from abroad, and also fish supply and processing.

A major portion of the study of the qualitative nature of solutions of differential equations may be traced to the famous 1836 paper of Sturm [1), (here, as elsewhere throughout this manuscript, numbers in square brackets refer to the bibliography at the end of this volume), dealing with oscilla- tion and comparison theorems for linear homogeneous second order ordinary differential equations. The associated work of Liouville introduced a type of boundary problem known as a "Sturm-Liouville problem", involving, in particular, an introduction to the study of the asymptotic behavior of solu- tions of linear second order differential equations by the use of integral equations. In the quarter century following the 1891 Gottingen dissertation [1) of Maxime Bacher (1867-1918), he was instru- mental in the elaboration and extension of the oscillation, separation, and comparison theorems of Sturm, both in his many papers on the subject and his lectures at the Sorbonne in 1913-1914, which were subsequently published as his famous Leaons sur Zes methodes de Sturm [7).

This volume deals with the diverse range of industries concerned with the supply and processing of food in the UK. It covers sources relating to food production and processing, including foodstuffs supplied from abroad, and also fish supply and processing.

Dallas Seminary Professors Make Basic Theology Accessible for AllTheology doesn't have to be complicated. In this book, trusted Dallas Seminary professors present a concise systematic theology that distills the essential spiritual truths in a way that makes sense to readers--students, lay people, and pastors. Here are introductions, overviews, and reviews of key tenets of orthodox protestant evangelical doctrines. The book also includes an annotated list of key applicable Bible texts, a quick-paced story of doctrine throughout church history, heresies or distortions to be aware of, and more.Exploring Christian Theology is useful for discipleship, catechism, membership training, preview or review of doctrine, or quick personal reference. It can also be used by ministry training programs, Bible colleges, or seminaries as an introductory primer to orient students in preparation for a more in-depth study of theology.

The Foundations of Theology in Everyday LanguageDallas Seminary professors Nathan Holsteen and Michael Svigel are passionate about the key doctrines of Christianity. They want readers to know why they're important and why they matter. This volume includes two parts:·From Dust to Dust: Creation, Humanity, and the Fall ·Wise Unto Salvation: Gospel, Atonement, and Saving GraceThe authors explore these important topics in a concise and highly readable style that makes sense--whether you're a student of the Bible, a pastor, or someone who simply wants to know God better. For each topic you'll find·An introduction, overview, and review of the key points·Several applicable Bible texts, including verses to memorize·A quick-paced history of the doctrine·Distortions to be aware of and avoid·Reading lists for further study·A glossary of theological terms"Exploring Christian Theology is a wonderful doctrinal primer that teaches theology in a way that will engage you and cause you to reflect. . . . A great way to get acquainted with key biblical theological themes."--Darrell Bock, Senior Research Professor, Dallas Theological Seminary

This volume deals with the diverse range of industries concerned with the supply and processing of food in the UK. It covers sources relating to food production and processing, including foodstuffs supplied from abroad, and also fish supply and processing.

This volume deals with the diverse range of industries concerned with the supply and processing of food in the UK. It covers sources relating to food production and processing, including foodstuffs supplied from abroad, and also fish supply and processing.