Muhammad Ismail – författare

Shariah governance assumes the primary instrument through which Islamic Banking Institutions (IBIs) ensure the Islamicity of their products, services, operations, and internal environments. It is considered to be one the fundamental elements that differentiates IBIs from their traditional counterparts. Shariah Governance in Islamic Banking Institutions provides a critical overview of the key aspects pertaining to Shariah governance within Islamic financial institutions and presents a detailed analysis of its conceptual background. The authors have identified the unique issues that have emerged due to the integration of Shariah, namely the involvement of the Shariah supervisory board (SSB), in the corporate governance arrangements of Islamic banks. These issues relate to disclosure, transparency, independency, consistency, confidentiality, competency, and reputation. The book details the doctrines of Shariah pronouncements in Islamic banks, the importance of having a central advisory board at a regulatory level in the standardization of Islamic banking practices, as well as the competence required for Shariah supervisory board members. It provides a critical analysis of the Shariah governance framework in Pakistan and introduces the authors’ vision of an ideal Shariah governance framework. Furthermore, the chapters offer guidance in promoting effective policies for improving Shariah governance. This is one of the core challenges facing Islamic banks, namely, to ensure compliance with faith and provide legitimacy to the business of IBIs, and as such, the book will appeal to both the research and professional communities.

Shariah governance assumes the primary instrument through which Islamic Banking Institutions (IBIs) ensure the Islamicity of their products, services, operations, and internal environments. It is considered to be one the fundamental elements that differentiates IBIs from their traditional counterparts. Shariah Governance in Islamic Banking Institutions provides a critical overview of the key aspects pertaining to Shariah governance within Islamic financial institutions and presents a detailed analysis of its conceptual background. The authors have identified the unique issues that have emerged due to the integration of Shariah, namely the involvement of the Shariah supervisory board (SSB), in the corporate governance arrangements of Islamic banks. These issues relate to disclosure, transparency, independency, consistency, confidentiality, competency, and reputation. The book details the doctrines of Shariah pronouncements in Islamic banks, the importance of having a central advisory board at a regulatory level in the standardization of Islamic banking practices, as well as the competence required for Shariah supervisory board members. It provides a critical analysis of the Shariah governance framework in Pakistan and introduces the authors’ vision of an ideal Shariah governance framework. Furthermore, the chapters offer guidance in promoting effective policies for improving Shariah governance. This is one of the core challenges facing Islamic banks, namely, to ensure compliance with faith and provide legitimacy to the business of IBIs, and as such, the book will appeal to both the research and professional communities.

Waqf is emerging globally as a distinctive institution, serving as a vital bridge between societal and economic needs, and resource allocation. Waqfs functioning in some parts of the world, of a variety of assets such as cash, stocks, securities, intellectual property rights, and other financial instruments by individual, institutional, and corporate wāqifs, are paving the way for financial and social inclusion. This book explains how the system of awqāf leads to welfare in society by facilitating financial and social intermediation.It describes waqf in accessible terms, focusing on how it helps people, communities, and nations, and how it can help make societies equitable, peaceful, efficient, and more prosperous. It comprises eight key themes, including a brief overview of the historical role of waqf in various periods in Muslim societies in socioeconomic sectors; the evolutionary aspects of waqf as an institution; the role of waqf in promoting entrepreneurship; the role of awqāf system in an economy by facilitating financial and social intermediation; potential options for using waqf as financial intermediation; an overview of the management and regulation of waqf entities; the organizational and legal framework for the institution of waqf; and key findings and recommendations for realizing the capacity of waqf in the pursuit of socioeconomic welfare. Specifically, the book takes Pakistan as a case study.This research-oriented book is tailored to readers interested in understanding the fundamental concepts of Islamic finance and social welfare, without requiring a background in the discipline. It caters to academics, researchers, policymakers, and those keen on exploring the transformative potential of waqf to achieve societal welfare and shared economic growth.

This book explores the dynamic evolution of Islamic finance in the face of global financial transformation. It addresses critical challenges, from unemployment and economic justice to cutting-edge innovations such as blockchain, cryptocurrencies, and Central Bank Digital Currencies (CBDCs). It delves into practical applications, including microfinance, Shariah governance technologies, and the Sustainable Development Goals (SDGs). The book comprises three key sections. The first explores theoretical foundations and economic perspectives, it begins by reviewing mainstream economic theories and introducing Islamic economic principles. It explores alternative frameworks through the lenses of Islamic and heterodox economic perspectives, offering insights into how these viewpoints can contribute to a more equitable economic landscape and underscores the rich potential for future exploration, emphasizing the transformative impact of integrating diverse economic viewpoints into policy discourse. The second part examines Islamic Finance innovations and technological advancements. It investigates the use of technology-based solutions in the Islamic finance industry for regulatory and supervisory purposes. It discusses the profound implications of these ‎technological advancements on financial systems, with a particular focus on stability, ‎security, and regulation. Notably, these transformative changes have posed distinctive challenges ‎in Muslim-majority countries, largely due to the absence of Shariah-compliant financial ‎services.‎ The third and final section illustrates how the theoretical concepts and innovations can be applied in real-world settings. The book provides insights applicable to various regions, particularly in Muslim-majority countries and effectively focuses on both the contemporary challenges faced by Islamic finance and the innovations that are shaping its future.By bridging traditional principles with modern advancements, this book offers valuable insights for academics, practitioners, and policymakers navigating the rapidly changing landscape of Islamic finance.

This book focuses on the emerging research topic "green (energy efficient) wireless networks" which has drawn huge attention recently from both academia and industry. This topic is highly motivated due to important environmental, financial, and quality-of-experience (QoE) considerations. Specifically, the high energy consumption of the wireless networks manifests in approximately 2% of all CO2 emissions worldwide. This book presents the authors’ visions and solutions for deployment of energy efficient (green) heterogeneous wireless communication networks. The book consists of three major parts. The first part provides an introduction to the "green networks" concept, the second part targets the green multi-homing resource allocation problem, and the third chapter presents a novel deployment of device-to-device (D2D) communications and its successful integration in Heterogeneous Networks (HetNets).The book is novel in that it specifically targets green networking in a heterogeneous wireless medium, which represents the current and future wireless communication medium faced by the existing and next generation communication networks. The book focuses on multi-homing resource allocation, exploiting network cooperation, and integrating different and new network technologies (radio frequency and VLC), expanding the network coverage and integrating new device centric communication paradigms such as D2D Communications. Whilst the book discusses a significant research topic supported with advanced mathematical analysis, the resulting algorithms and solutions are explained and summarized in a way that is easy to follow and grasp. This book is suitable for networking and telecommunications engineers, researchers in industry and academia, as well as students and instructors.

This brief focuses on radio resource allocation in a heterogeneous wireless medium. It presents radio resource allocation algorithms with decentralized implementation, which support both single-network and multi-homing services. The brief provides a set of cooperative networking algorithms, which rely on the concepts of short-term call traffic load prediction, network cooperation, convex optimization, and decomposition theory. In the proposed solutions, mobile terminals play an active role in the resource allocation operation, instead of their traditional role as passive service recipients in the networking environment.

This book constitutes the thoroughly refereed post-conference proceedings of the 10th International Conference on Cognitive Radio Oriented Wireless Networks, CROWNCOM 2015, held in Doha, Qatar, in April 2015.The 66 revised full papers presented were carefully reviewed and selected from 110 submissions and cover the evolution of cognitive radio technology pertaining to 5G networks. The papers are clustered to topics on dynamic spectrum access/management, networking protocols for CR, modeling and theory, HW architecture and implementations, next generation of cognitive networks, standards and business models, and emerging applications for cognitive networks.

Cancer is a multifaceted and genomically complex disease and data obtained through high throughput technologies has provided near complete resolution of the landscape of how genomic, genetic and epigenetic mutations in cancerous cells effectively influence homeostasis of signaling networks within these cells, between cancerous cells, tumor microenvironment and at the organ level. Increasingly sophisticated information has helped us in developing a better understanding of the underlying mechanisms of cancer, and it is now known that intra-tumor genetic heterogeneity, cellular plasticity, dysregulation of spatio-temporally controlled signaling cascades, and loss of apoptosis are contributory in cancer development, progression and the development of resistance against different therapeutics. It is becoming progressively more understandable that earlier detection of pre-existing or emerging resistance against different therapeutics may prove to be helpful in personalizing the use of targeted cancer therapy. Despite the fact that there is a continuously increasing list of books, being guest edited by researchers, books on the subject are often composed of invited reviews without proper sequence and continuity and designed for a particular readership. This book progressively shifts and guides the readers from basic underlying mechanisms to translational approaches to treat cancer.

Cancer is a multifaceted and genomically complex disease and data obtained through high throughput technologies has provided near complete resolution of the landscape of how genomic, genetic and epigenetic mutations in cancerous cells effectively influence homeostasis of signaling networks within these cells, between cancerous cells, tumor microenvironment and at the organ level. Increasingly sophisticated information has helped us in developing a better understanding of the underlying mechanisms of cancer, and it is now known that intra-tumor genetic heterogeneity, cellular plasticity, dysregulation of spatio-temporally controlled signaling cascades, and loss of apoptosis are contributory in cancer development, progression and the development of resistance against different therapeutics. It is becoming progressively more understandable that earlier detection of pre-existing or emerging resistance against different therapeutics may prove to be helpful in personalizing the use of targeted cancer therapy. Despite the fact that there is a continuously increasing list of books, being guest edited by researchers, books on the subject are often composed of invited reviews without proper sequence and continuity and designed for a particular readership. This book progressively shifts and guides the readers from basic underlying mechanisms to translational approaches to treat cancer.

This book discusses the smooth integration of optical and RF networks in 5G and beyond (5G+) heterogeneous networks (HetNets), covering both planning and operational aspects.