Nadiya Marakkath – författare

Although 'doing good' is our innate nature, we often get lost in the complexities and view goodness as a distant dream. Making this dream of goodness a reality is often thwarted by thoughts surrounding sustainability. Thus, all good initiatives require a focus on sustainability and this has become one of greatest and most formidable challenges faced by any social enterprise. The book documents the understanding of the sustainability of one of the most celebrated forms of social enterprise of our times — Microfinance Institutions (MFIs) gained through a mixed-methods research investigation. It attempts to answer pertinent questions such as: What are the determinant and discriminating factors for the sustainability of MFIs in India? How are these factors being managed by the operationally efficient Indian MFIs that remained sustainable at reasonable interest rates before the onset of the crisis and ceilings imposition in Indian microfinance markets? What does the Indian microfinance crisis teach us about sustainability management and mismanagement? In a nutshell, the answers show that sustainability is a strategic issue that needs managerial attention and not a matter to be left to serendipity. At a time when the industry is recovering from the adverse effects of a crisis and when there are still contentions as to whether the rate fixed by the regulator is enough for the sustenance of the MFIs, the findings mentioned in the book revive the lost hope for the Indian microfinance industry. By deciphering the strategies used by efficient and sustainable MFIs and discussing the lessons that the crisis has imparted to the Indian microfinance markets, this book will enable Indian MFIs to march towards efficient and sustainable operations without losing focus on their clients.

Although ''doing good'' is our innate nature, we often get lost in the complexities and view goodness as a distant dream. Making this dream of goodness a reality is often thwarted by thoughts surrounding sustainability. Thus, all good initiatives require a focus on sustainability and this has become one of greatest and most formidable challenges faced by any social enterprise. The book documents the understanding of the sustainability of one of the most celebrated forms of social enterprise of our times — Microfinance Institutions (MFIs) gained through a mixed-methods research investigation. It attempts to answer pertinent questions such as: What are the determinant and discriminating factors for the sustainability of MFIs in India? How are these factors being managed by the operationally efficient Indian MFIs that remained sustainable at reasonable interest rates before the onset of the crisis and ceilings imposition in Indian microfinance markets? What does the Indian microfinance crisis teach us about sustainability management and mismanagement? In a nutshell, the answers show that sustainability is a strategic issue that needs managerial attention and not a matter to be left to serendipity. At a time when the industry is recovering from the adverse effects of a crisis and when there are still contentions as to whether the rate fixed by the regulator is enough for the sustenance of the MFIs, the findings mentioned in the book revive the lost hope for the Indian microfinance industry. By deciphering the strategies used by efficient and sustainable MFIs and discussing the lessons that the crisis has imparted to the Indian microfinance markets, this book will enable Indian MFIs to march towards efficient and sustainable operations without losing focus on their clients.

Tension exists between technologists and social thinkers because of the impact technology and innovation have on social values and norms, which is often viewed as damaging to the cultural fabric of a nation or society. Since the global business environment is the context in which implementation of technology and innovation takes place, it is widely accepted as the major reason for such conflicts. In this backdrop, this edited book integrates independent research from across the globe. It deals with the nature and significance of technology, innovation and social change as well as the relationships between them, and discusses the significance of social entrepreneurship from social innovation and technology perspectives.Research areas covered are related to the development and deployment of technology, innovation and knowledge in social change, capabilities of institutions, models, role of government and corporate social responsibility and community involvement. Multiple aspects of social change are discussed in the context of India, Mexico, Thailand, Cambodia, Laos, Vietnam, Ethiopia, Nigeria and other African countries. But society does not silently accept technologically enforced changes; sometimes technology is seen as an enemy of inclusive growth and for many, economic development is an anti-thesis of social change. Selected case studies on sector-specific technologies, such as the use of genetically modified seeds in agriculture, which has impacted the market and society, are critically analyzed to develop insights into the adoption of technology and its impact. At the same time it examines policy related issues, without any bias in favor of, or against, a specific technology.

Tension exists between technologists and social thinkers because of the impact technology and innovation have on social values and norms, which is often viewed as damaging to the cultural fabric of a nation or society. Since the global business environment is the context in which implementation of technology and innovation takes place, it is widely accepted as the major reason for such conflicts. In this backdrop, this edited book integrates independent research from across the globe. It deals with the nature and significance of technology, innovation and social change as well as the relationships between them, and discusses the significance of social entrepreneurship from social innovation and technology perspectives.

Research areas covered are related to the development and deployment of technology, innovation and knowledge in social change, capabilities of institutions, models, role of government and corporate social responsibility and community involvement. Multiple aspects of social change are discussed in the context of India, Mexico, Thailand, Cambodia, Laos, Vietnam, Ethiopia, Nigeria and other African countries. But society does not silently accept technologically enforced changes; sometimes technology is seen as an enemy of inclusive growth and for many, economic development is an anti-thesis of social change. Selected case studies on sector-specific technologies, such as the use of genetically modified seeds in agriculture, which has impacted the market and society, are critically analyzed to develop insights into the adoption of technology and its impact. At the same time it examines policy related issues, without any bias in favor of, or against, a specific technology.

Tension exists between technologists and social thinkers because of the impact technology and innovation have on social values and norms, which is often viewed as damaging to the cultural fabric of a nation or society. Since the global business environment is the context in which implementation of technology and innovation takes place, it is widely accepted as the major reason for such conflicts. In this backdrop, this edited book integrates independent research from across the globe. It deals with the nature and significance of technology, innovation and social change as well as the relationships between them, and discusses the significance of social entrepreneurship from social innovation and technology perspectives.Research areas covered are related to the development and deployment of technology, innovation and knowledge in social change, capabilities of institutions, models, role of government and corporate social responsibility and community involvement. Multiple aspects of social change are discussed in the context of India, Mexico, Thailand, Cambodia, Laos, Vietnam, Ethiopia, Nigeria and other African countries. But society does not silently accept technologically enforced changes; sometimes technology is seen as an enemy of inclusive growth and for many, economic development is an anti-thesis of social change. Selected case studies on sector-specific technologies, such as the use of genetically modified seeds in agriculture, which has impacted the market and society, are critically analyzed to develop insights into the adoption of technology and its impact. At the same time it examines policy related issues, without any bias in favor of, or against, a specific technology.