Sarvjeet Kaur Chatrath – författare

Bridge the gap between academic theory and industrial reality with this case-driven guide, featuring real-world applications to help master the future of finance and insurance. Blockchain technology has rapidly evolved from a theoretical innovation underpinning cryptocurrencies to a foundational tool reshaping financial systems, governance models, and digital infrastructure. Its core attributes, decentralization, transparency, immutability, and security, position it as a transformative force across industries, especially in finance and insurance. In recent years, banks and financial institutions have increasingly adopted blockchain to streamline operations, reduce fraud, and enhance transactional trust. This book explores the practical implementation of blockchain technology across finance, insurance, and sustainable development sectors. Unlike theory-heavy texts, this book takes a case-driven approach—presenting real-world applications from leading institutions such as ICICI Bank, Tata Consultancy Services, and Ernst and Young. Divided into three parts, the book covers the foundations of blockchain in financial systems, innovations in the insurance industry, and emerging uses in sustainability and policy frameworks. It also examines AI-powered tools, privacy-enhancing protocols, and governance transformations. Ideal for students, professionals, and decision-makers, this volume offers a bridge between academic rigor and practical relevance, equipping readers with both knowledge and real-life examples to understand the evolving role of blockchain in the global economy. Readers will find the volume: Uses in-depth case studies of blockchain implementations for finance, healthcare, supply chain, and more, showcasing tangible outcomes and lessons learned;Provides insights from industry leaders and innovators, including strategies, challenges, and best practices for leveraging blockchain technology in diverse sectors;Introduces predictions, emerging trends, and expert perspectives on the evolving landscape of blockchain and digital finance;Explores the potential of blockchain with inspirational stories of transformative projects, empowering entrepreneurs, investors, and technologists to drive positive change.Audience Finance professionals, blockchain developers, fintech entrepreneurs, academic researchers, policy analysts, and graduate students in business, law, and technology, particularly those involved in digital finance, banking innovation, insurance technology, and sustainable development initiatives.

Bridge the gap between academic theory and industrial reality with this case-driven guide, featuring real-world applications to help master the future of finance and insurance. Blockchain technology has rapidly evolved from a theoretical innovation underpinning cryptocurrencies to a foundational tool reshaping financial systems, governance models, and digital infrastructure. Its core attributes, decentralization, transparency, immutability, and security, position it as a transformative force across industries, especially in finance and insurance. In recent years, banks and financial institutions have increasingly adopted blockchain to streamline operations, reduce fraud, and enhance transactional trust. This book explores the practical implementation of blockchain technology across finance, insurance, and sustainable development sectors. Unlike theory-heavy texts, this book takes a case-driven approach presenting real-world applications from leading institutions such as ICICI Bank, Tata Consultancy Services, and Ernst and Young. Divided into three parts, the book covers the foundations of blockchain in financial systems, innovations in the insurance industry, and emerging uses in sustainability and policy frameworks. It also examines AI-powered tools, privacy-enhancing protocols, and governance transformations. Ideal for students, professionals, and decision-makers, this volume offers a bridge between academic rigor and practical relevance, equipping readers with both knowledge and real-life examples to understand the evolving role of blockchain in the global economy. Readers will find the volume: Uses in-depth case studies of blockchain implementations for finance, healthcare, supply chain, and more, showcasing tangible outcomes and lessons learned; Provides insights from industry leaders and innovators, including strategies, challenges, and best practices for leveraging blockchain technology in diverse sectors; Introduces predictions, emerging trends, and expert perspectives on the evolving landscape of blockchain and digital finance; Explores the potential of blockchain with inspirational stories of transformative projects, empowering entrepreneurs, investors, and technologists to drive positive change. Audience Finance professionals, blockchain developers, fintech entrepreneurs, academic researchers, policy analysts, and graduate students in business, law, and technology, particularly those involved in digital finance, banking innovation, insurance technology, and sustainable development initiatives.

Bridge the gap between academic theory and industrial reality with this case-driven guide, featuring real-world applications to help master the future of finance and insurance. Blockchain technology has rapidly evolved from a theoretical innovation underpinning cryptocurrencies to a foundational tool reshaping financial systems, governance models, and digital infrastructure. Its core attributes, decentralization, transparency, immutability, and security, position it as a transformative force across industries, especially in finance and insurance. In recent years, banks and financial institutions have increasingly adopted blockchain to streamline operations, reduce fraud, and enhance transactional trust. This book explores the practical implementation of blockchain technology across finance, insurance, and sustainable development sectors. Unlike theory-heavy texts, this book takes a case-driven approach presenting real-world applications from leading institutions such as ICICI Bank, Tata Consultancy Services, and Ernst and Young. Divided into three parts, the book covers the foundations of blockchain in financial systems, innovations in the insurance industry, and emerging uses in sustainability and policy frameworks. It also examines AI-powered tools, privacy-enhancing protocols, and governance transformations. Ideal for students, professionals, and decision-makers, this volume offers a bridge between academic rigor and practical relevance, equipping readers with both knowledge and real-life examples to understand the evolving role of blockchain in the global economy. Readers will find the volume: Uses in-depth case studies of blockchain implementations for finance, healthcare, supply chain, and more, showcasing tangible outcomes and lessons learned; Provides insights from industry leaders and innovators, including strategies, challenges, and best practices for leveraging blockchain technology in diverse sectors; Introduces predictions, emerging trends, and expert perspectives on the evolving landscape of blockchain and digital finance; Explores the potential of blockchain with inspirational stories of transformative projects, empowering entrepreneurs, investors, and technologists to drive positive change. Audience Finance professionals, blockchain developers, fintech entrepreneurs, academic researchers, policy analysts, and graduate students in business, law, and technology, particularly those involved in digital finance, banking innovation, insurance technology, and sustainable development initiatives.

Future Trends in AI Banking: Decentralized Finance (DeFi), Central Bank Digital Currencies (CBDCs), and Beyond offers an in-depth, forward-looking exploration of how artificial intelligence is reshaping the financial sector—from retail and private banking to global markets and digital currencies. As technology accelerates faster than regulation and tradition can keep pace, this book provides a clear, structured analysis of where finance is headed and how AI can help create a smarter, more inclusive system for all.Organized into four sections, the book begins with a deep dive into the key technologies driving transformation, including machine learning, blockchain, and data analytics. It explains how these innovations are redefining customer behaviour, automating decision-making, and influencing behavioural finance—particularly in areas such as retirement planning and financial literacy.The second section turns to the real world, presenting case studies and data-driven insights from private banking and other financial institutions. Readers will gain a realistic understanding of AI’s potential and its current limitations, from the challenges of integration to issues of transparency, trust, and governance.The third section explores the evolving nature of money itself, highlighting the rise of central bank digital currencies (CBDCs) and how AI can support responsible innovation, ESG-aligned investment strategies, and sustainable growth. Privacy, regulation, and the social responsibilities of AI-driven finance are examined in depth.Finally, the book closes with ethical and strategic reflections on the future of intelligent banking—addressing not just what AI can do, but what it should do. By blending technical insight with ethical foresight, Future Trends in AI Banking: Decentralized Finance (DeFi), Central Bank Digital Currencies (CBDCs), and Beyond equips professionals, policymakers, and academics with the understanding needed to navigate the next wave of financial innovation.

Future Trends in AI Banking: Decentralized Finance (DeFi), Central Bank Digital Currencies (CBDCs), and Beyond offers an in-depth, forward-looking exploration of how artificial intelligence is reshaping the financial sector-from retail and private banking to global markets and digital currencies. As technology accelerates faster than regulation and tradition can keep pace, this book provides a clear, structured analysis of where finance is headed and how AI can help create a smarter, more inclusive system for all.Organized into four sections, the book begins with a deep dive into the key technologies driving transformation, including machine learning, blockchain, and data analytics. It explains how these innovations are redefining customer behaviour, automating decision-making, and influencing behavioural finance-particularly in areas such as retirement planning and financial literacy.The second section turns to the real world, presenting case studies and data-driven insights from private banking and other financial institutions. Readers will gain a realistic understanding of AI's potential and its current limitations, from the challenges of integration to issues of transparency, trust, and governance.The third section explores the evolving nature of money itself, highlighting the rise of central bank digital currencies (CBDCs) and how AI can support responsible innovation, ESG-aligned investment strategies, and sustainable growth. Privacy, regulation, and the social responsibilities of AI-driven finance are examined in depth.Finally, the book closes with ethical and strategic reflections on the future of intelligent banking-addressing not just what AI can do, but what it should do. By blending technical insight with ethical foresight, Future Trends in AI Banking: Decentralized Finance (DeFi), Central Bank Digital Currencies (CBDCs), and Beyond equips professionals, policymakers, and academics with the understanding needed to navigate the next wave of financial innovation.