PETER KING is Senior Lecturer in Housing Studies at the Centre for Comparative Housing Research at De Montfort University, Leicester. He is the author of Housing, Individuals and the State: The Morality of Government Intervention and The Limits of Housing Policy: A Philosophical Investigation.MICHAEL OXLEY is Professor of Housing at The Nottingham Trent University.

• Acknowledgements Housing: Who Decides?; P.King & M.Oxley Individuals and Competence; P.King Governments and Social Welfare; M.Oxley Limiting the Role of Government; P.King The Need for Policies; M.Oxley Conclusions; P.King & M.Oxley Bibliography Index

PETER KING is Senior Lecturer in Housing Studies at the Centre for Comparative Housing Research at De Montfort University, Leicester. He is the author of Housing, Individuals and the State: The Morality of Government Intervention and The Limits of Housing Policy: A Philosophical Investigation.MICHAEL OXLEY is Professor of Housing at The Nottingham Trent University.

• Acknowledgements Housing: Who Decides?; P.King & M.Oxley Individuals and Competence; P.King Governments and Social Welfare; M.Oxley Limiting the Role of Government; P.King The Need for Policies; M.Oxley Conclusions; P.King & M.Oxley Bibliography Index